Time Deposits, at or Above FDIC Insurance Limit
American Express Time Deposits, at or Above FDIC Insurance Limit increased by 20.0% to $2.40B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 71.4%, from $1.40B to $2.40B. Over 3 years (FY 2022 to FY 2025), Time Deposits, at or Above FDIC Insurance Limit shows an upward trend with a 26.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A high proportion of uninsured deposits increases liquidity risk during periods of market stress.
Detailed definition
The portion of time deposits that exceeds the standard FDIC insurance coverage limit per depositor. These deposits are c...
Peer comparison
Critical metric for assessing bank stability, especially following industry-wide deposit volatility events.
other_time_deposits_at_or_above_fdic_insurance_limitHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.00B | $1.43B | $1.55B | $1.60B | $1.80B | $1.70B | $1.60B | $1.60B | $1.40B | $1.40B | $1.50B | $1.70B | $2.00B | $2.40B |
| QoQ Change | — | +43.2% | +8.3% | +3.2% | +12.5% | -5.6% | -5.9% | +0.0% | -12.5% | +0.0% | +7.1% | +13.3% | +17.6% | +20.0% |
| YoY Change | — | — | — | — | +80.0% | +18.7% | +3.2% | +0.0% | -22.2% | -17.6% | -6.3% | +6.3% | +42.9% | +71.4% |
Geographic Breakdown
| Segment | Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|
| Non Us | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M | $0.00 | $0.00 |
| Total | — | — | — | — | — | $1.00B | $1.43B | $1.55B |
Non Us was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Time Deposits, at or Above FDIC Insurance Limit at Other Companies
Frequently Asked Questions
- What is American Express's time deposits, at or above fdic insurance limit?
- American Express (AXP) reported time deposits, at or above fdic insurance limit of $2.40B in Q1 2026.
- How has American Express's time deposits, at or above fdic insurance limit changed year-over-year?
- American Express's time deposits, at or above fdic insurance limit increased by 71.4% year-over-year, from $1.40B to $2.40B.
- What is the long-term trend for American Express's time deposits, at or above fdic insurance limit?
- Over 3 years (2022 to 2025), American Express's time deposits, at or above fdic insurance limit has grown at a 26.0% compound annual growth rate (CAGR), from $1.00B to $2.00B.
- What does time deposits, at or above fdic insurance limit mean?
- Time deposits that are not fully covered by government insurance.