Time Deposits, at or Above FDIC Insurance Limit
JPMorgan Chase Time Deposits, at or Above FDIC Insurance Limit increased by 7.6% to $262.71B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.0%, from $243.33B to $262.71B. Over 3 years (FY 2022 to FY 2025), Time Deposits, at or Above FDIC Insurance Limit shows an upward trend with a 19.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A higher proportion of uninsured deposits increases the bank's liquidity risk, as these depositors are more likely to withdraw funds during periods of market stress.
Detailed definition
The portion of time deposits held by the bank that exceeds the standard FDIC insurance coverage limit per depositor. The...
Peer comparison
A standard measure of funding risk and deposit stickiness across the banking industry.
other_time_deposits_at_or_above_fdic_insurance_limitHistorical Data
| Q4 '22 | Q2 '23 | Q3 '23 | Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $142.53B | $184.66B | $214.37B | $222.84B | $250.37B | $254.59B | $241.88B | $243.33B | $243.16B | $230.14B | $244.20B | $262.71B |
| QoQ Change | — | +29.6% | +16.1% | +4.0% | +12.4% | +1.7% | -5.0% | +0.6% | -0.1% | -5.4% | +6.1% | +7.6% |
| YoY Change | — | — | — | +56.3% | +35.6% | +18.8% | +8.5% | — | -2.9% | -9.6% | +1.0% | +8.0% |
Time Deposits, at or Above FDIC Insurance Limit at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's time deposits, at or above fdic insurance limit?
- JPMorgan Chase (JPM) reported time deposits, at or above fdic insurance limit of $262.71B in Q1 2026.
- How has JPMorgan Chase's time deposits, at or above fdic insurance limit changed year-over-year?
- JPMorgan Chase's time deposits, at or above fdic insurance limit increased by 8.0% year-over-year, from $243.33B to $262.71B.
- What is the long-term trend for JPMorgan Chase's time deposits, at or above fdic insurance limit?
- Over 3 years (2022 to 2025), JPMorgan Chase's time deposits, at or above fdic insurance limit has grown at a 19.7% compound annual growth rate (CAGR), from $142.53B to $244.20B.
- What does time deposits, at or above fdic insurance limit mean?
- The amount of time deposits that are not fully covered by government-backed deposit insurance.