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Wells Fargo & Company WFC Time Deposits, at or Above FDIC Insurance Limit

Time Deposits, at or Above FDIC Insurance Limit at other companies

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Other financials

Income statement

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Revenue$21.4B+6.4%
Net income$5.3B+7.3%
EPS (diluted)$1.60+15.1%

Balance sheet

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Cash & equivalents$173.27B-1.6%
Total debt$220.37B-30.6%
Total equity$178.40B-1.5%
Total assets$2.21T+13.1%

Cash flow

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Operating cash flow$9.1B+183%

Valuation

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Market cap$252.89B-2.8%
Enterprise value$299.99B-31.1%
P/E11.7×-1.0×
P/S-0.2×

Profitability

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Net margin25.5%+1.0pp

Returns & leverage

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Return on equity12.1%+1.0pp
Debt / equity1.2×-0.5×

Where this comes from

Reported directly by Wells Fargo & Company in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: Wells Fargo & Company’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wells Fargo & Company's time deposits, at or above FDIC insurance limit?
Wells Fargo & Company (WFC) reported time deposits, at or above FDIC insurance limit of $41.44B in Q4 2025.
How has Wells Fargo & Company's time deposits, at or above FDIC insurance limit changed year-over-year?
Wells Fargo & Company's time deposits, at or above FDIC insurance limit increased by 39.6% year-over-year, from $29.68B to $41.44B.
What is the long-term trend for Wells Fargo & Company's time deposits, at or above FDIC insurance limit?
Over 5 years (2020 to 2025), Wells Fargo & Company's time deposits, at or above FDIC insurance limit has grown at a 35.6% compound annual growth rate (CAGR), from $9.03B to $41.44B.
What does time deposits, at or above FDIC insurance limit mean?
The portion of time deposits that exceeds the standard FDIC insurance coverage limit per depositor. These deposits are considered more sensitive to bank stability and interest rate changes because they are not fully protected by government insurance. This metric is a key indicator of deposit concentration and funding risk.