Other
Time Deposits, at or Above FDIC Insurance Limit
Citigroup Time Deposits, at or Above FDIC Insurance Limit increased by 4.9% to $196.42B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.9%, from $187.26B to $196.42B. Over 4 years (FY 2021 to FY 2025), Time Deposits, at or Above FDIC Insurance Limit shows an upward trend with a 22.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ4 2025Feb 20, 2026
How to read this metric
A high proportion of uninsured deposits increases liquidity risk during periods of market stress.
Detailed definition
The portion of time deposits that exceeds the standard FDIC insurance coverage limit per depositor. These deposits are c...
Peer comparison
Critical metric for assessing bank stability, especially following industry-wide deposit volatility events.
Metric ID:
other_time_deposits_at_or_above_fdic_insurance_limitHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $86.85B | $214.34B | $223.44B | $187.26B | $196.42B |
| QoQ Change | — | +146.8% | +4.2% | -16.2% | +4.9% |
| YoY Change | — | +146.8% | +4.2% | -16.2% | +4.9% |
Range$86.85B – $223.44B
CAGR+126.2%
Avg YoY Growth+34.9%
Median YoY Growth+4.6%
Geographic Breakdown — Outside U.S.
| Segment | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|
| Outside U.S. | $150.92B | $155.97B | $146.11B | $151.15B |
| Total | $214.34B | $223.44B | $187.26B | $196.42B |
Time Deposits, at or Above FDIC Insurance Limit at Other Companies
Frequently Asked Questions
- What is Citigroup's time deposits, at or above fdic insurance limit?
- Citigroup (C) reported time deposits, at or above fdic insurance limit of $196.42B in Q4 2025.
- How has Citigroup's time deposits, at or above fdic insurance limit changed year-over-year?
- Citigroup's time deposits, at or above fdic insurance limit increased by 4.9% year-over-year, from $187.26B to $196.42B.
- What is the long-term trend for Citigroup's time deposits, at or above fdic insurance limit?
- Over 4 years (2021 to 2025), Citigroup's time deposits, at or above fdic insurance limit has grown at a 22.6% compound annual growth rate (CAGR), from $86.85B to $196.42B.
- What does time deposits, at or above fdic insurance limit mean?
- Time deposits that are not fully covered by government insurance.