Card Income Other — Card income and service charges
Products & Services · Card income and service chargesBank of America Card Income Other — Card income and service charges decreased by 1.1% to $632.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.6%, from $593.00M to $632.00M. Over 4 years (FY 2021 to FY 2025), Card Income Other — Card income and service charges shows an upward trend with a 10.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests higher fee-based activity or changes in fee structures, while a decrease may indicate lower customer usage of fee-bearing services or regulatory impacts on fee collection.
Detailed definition
This metric represents revenue generated from ancillary card-related services, including late fees, over-limit fees, and...
Peer comparison
Peers typically report this under non-interest income or card-related service charges, though disclosure levels vary significantly based on regulatory requirements and internal accounting policies.
bac_segment_other_card_income_card_income_and_service_chargesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $376.00M | $429.00M | $485.00M | $468.00M | $483.00M | $513.00M | $523.00M | $513.00M | $523.00M | $526.00M | $509.00M | $532.00M | $558.00M | $588.00M | $593.00M | $602.00M | $610.00M | $639.00M | $632.00M |
| QoQ Change | — | +14.1% | +13.1% | -3.5% | +3.2% | +6.2% | +1.9% | -1.9% | +1.9% | +0.6% | -3.2% | +4.5% | +4.9% | +5.4% | +0.9% | +1.5% | +1.3% | +4.8% | -1.1% |
| YoY Change | — | — | — | — | +28.5% | +19.6% | +7.8% | +9.6% | +8.3% | +2.5% | -2.7% | +3.7% | +6.7% | +11.8% | +16.5% | +13.2% | +9.3% | +8.7% | +6.6% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Bank of America's card income other — card income and service charges?
- Bank of America (BAC) reported card income other — card income and service charges of $632.00M in Q4 2025.
- How has Bank of America's card income other — card income and service charges changed year-over-year?
- Bank of America's card income other — card income and service charges increased by 6.6% year-over-year, from $593.00M to $632.00M.
- What is the long-term trend for Bank of America's card income other — card income and service charges?
- Over 4 years (2021 to 2025), Bank of America's card income other — card income and service charges has grown at a 10.6% compound annual growth rate (CAGR), from $1.66B to $2.48B.
- What does card income other — card income and service charges mean?
- Revenue earned from fees and service charges related to credit and debit card accounts.