Discontinued — last reported Q4 '25
Gross loans
Non-Current AssetsBank of America Gross loans increased by 1.7% to $1.19T in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.2%, from $1.10T to $1.19T. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 5.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025
Parent metricNet loans
How to read this metric
Growth indicates expansion in lending activity and potential future interest income, while a decline may signal tighter credit standards or reduced demand.
Detailed definition
This represents the total outstanding principal balance of all loans provided to customers before accounting for any res...
Peer comparison
The primary growth metric for commercial and retail banking segments across the industry.
Metric ID:
bank_gross_loansHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $918.93B | $927.74B | $979.12B | $993.15B | $1.03T | $1.03T | $1.05T | $1.05T | $1.05T | $1.05T | $1.05T | $1.05T | $1.06T | $1.08T | $1.10T | $1.11T | $1.15T | $1.17T | $1.19T |
| QoQ Change | — | +1.0% | +5.5% | +1.4% | +3.8% | +0.2% | +1.3% | +0.1% | +0.5% | -0.2% | +0.4% | -0.4% | +0.7% | +1.8% | +1.9% | +1.3% | +3.3% | +1.6% | +1.7% |
| YoY Change | — | — | — | — | +12.2% | +11.3% | +6.8% | +5.4% | +2.0% | +1.6% | +0.8% | +0.3% | +0.5% | +2.5% | +4.0% | +5.9% | +8.5% | +8.4% | +8.2% |
| % of Net loans | 101.6% | 101.4% | 101.3% | 101.2% | 101.2% | 101.2% | 101.2% | 101.2% | 101.2% | 101.3% | 101.3% | 101.3% | 101.3% | 101.2% | 101.2% | 101.2% | 101.2% | 101.1% | 101.1% |
| Share Change | — | -0.1pp | -0.2pp | -0.0pp | -0.1pp | +0.0pp | +0.0pp | -0.0pp | +0.0pp | +0.0pp | -0.0pp | -0.0pp | -0.0pp | -0.0pp | -0.0pp | -0.0pp | -0.0pp | -0.0pp | -0.0pp |
Range$918.93B – $1.19T
CAGR+5.8%
Avg YoY Growth+5.2%
Median YoY Growth+5.4%
Current Streak7 quarters growth
Product Breakdown
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Gross loans at Other Companies
Frequently Asked Questions
- What is Bank of America's gross loans?
- Bank of America (BAC) reported gross loans of $1.19T in Q4 2025.
- How has Bank of America's gross loans changed year-over-year?
- Bank of America's gross loans increased by 8.2% year-over-year, from $1.10T to $1.19T.
- What is the long-term trend for Bank of America's gross loans?
- Over 5 years (2020 to 2025), Bank of America's gross loans has grown at a 5.0% compound annual growth rate (CAGR), from $927.86B to $1.19T.
- What does gross loans mean?
- The total amount of money the bank has lent to customers before subtracting reserves for bad debt.