Off-Balance-Sheet, Credit Loss, Liability
Bank of New York Mellon Off-Balance-Sheet, Credit Loss, Liability increased by 17.5% to $74.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.8%, from $72.00M to $74.00M. Over 5 years (FY 2020 to FY 2025), Off-Balance-Sheet, Credit Loss, Liability shows a downward trend with a -9.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests a more conservative outlook on credit risk or an expansion of off-balance-sheet commitments, while a decrease suggests improved credit quality or reduced exposure.
Detailed definition
This represents the estimated liability for credit losses associated with off-balance-sheet exposures, such as unfunded...
Peer comparison
Standardized across banks under current expected credit loss (CECL) accounting frameworks.
other_off_balance_sheet_credit_loss_liabilityHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $50.00M | $40.00M | $45.00M | $53.00M | $62.00M | $72.00M | $78.00M | $83.00M | $91.00M | $85.00M | $87.00M | $81.00M | $73.00M | $75.00M | $72.00M | $75.00M | $70.00M | $63.00M | $74.00M |
| QoQ Change | — | -20.0% | +12.5% | +17.8% | +17.0% | +16.1% | +8.3% | +6.4% | +9.6% | -6.6% | +2.4% | -6.9% | -9.9% | +2.7% | -4.0% | +4.2% | -6.7% | -10.0% | +17.5% |
| YoY Change | — | — | — | — | +24.0% | +80.0% | +73.3% | +56.6% | +46.8% | +18.1% | +11.5% | -2.4% | -19.8% | -11.8% | -17.2% | -7.4% | -4.1% | -16.0% | +2.8% |
Off-Balance-Sheet, Credit Loss, Liability at Other Companies
Frequently Asked Questions
- What is Bank of New York Mellon's off-balance-sheet, credit loss, liability?
- Bank of New York Mellon (BK) reported off-balance-sheet, credit loss, liability of $74.00M in Q4 2025.
- How has Bank of New York Mellon's off-balance-sheet, credit loss, liability changed year-over-year?
- Bank of New York Mellon's off-balance-sheet, credit loss, liability increased by 2.8% year-over-year, from $72.00M to $74.00M.
- What is the long-term trend for Bank of New York Mellon's off-balance-sheet, credit loss, liability?
- Over 5 years (2020 to 2025), Bank of New York Mellon's off-balance-sheet, credit loss, liability has grown at a -9.4% compound annual growth rate (CAGR), from $121.00M to $74.00M.
- What does off-balance-sheet, credit loss, liability mean?
- The estimated amount the bank expects to lose on credit commitments that are not currently on the balance sheet.