Off-Balance-Sheet, Credit Loss, Liability
PNC Financial Services Off-Balance-Sheet, Credit Loss, Liability increased by 5.5% to $818.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.8%, from $719.00M to $818.00M. Over 5 years (FY 2020 to FY 2025), Off-Balance-Sheet, Credit Loss, Liability shows an upward trend with a 7.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests a more conservative outlook on credit risk or an expansion of off-balance-sheet commitments, while a decrease suggests improved credit quality or reduced exposure.
Detailed definition
This represents the estimated liability for credit losses associated with off-balance-sheet exposures, such as unfunded...
Peer comparison
Standardized across banks under current expected credit loss (CECL) accounting frameworks.
other_off_balance_sheet_credit_loss_liabilityHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $645.00M | $646.00M | $662.00M | $639.00M | $681.00M | $682.00M | $694.00M | $672.00M | $663.00M | $640.00M | $663.00M | $672.00M | $717.00M | $725.00M | $719.00M | $674.00M | $759.00M | $775.00M | $818.00M |
| QoQ Change | — | +0.2% | +2.5% | -3.5% | +6.6% | +0.1% | +1.8% | -3.2% | -1.3% | -3.5% | +3.6% | +1.4% | +6.7% | +1.1% | -0.8% | -6.3% | +12.6% | +2.1% | +5.5% |
| YoY Change | — | — | — | — | +5.6% | +5.6% | +4.8% | +5.2% | -2.6% | -6.2% | -4.5% | +0.0% | +8.1% | +13.3% | +8.4% | +0.3% | +5.9% | +6.9% | +13.8% |
Off-Balance-Sheet, Credit Loss, Liability at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's off-balance-sheet, credit loss, liability?
- PNC Financial Services (PNC) reported off-balance-sheet, credit loss, liability of $818.00M in Q4 2025.
- How has PNC Financial Services's off-balance-sheet, credit loss, liability changed year-over-year?
- PNC Financial Services's off-balance-sheet, credit loss, liability increased by 13.8% year-over-year, from $719.00M to $818.00M.
- What is the long-term trend for PNC Financial Services's off-balance-sheet, credit loss, liability?
- Over 5 years (2020 to 2025), PNC Financial Services's off-balance-sheet, credit loss, liability has grown at a 7.0% compound annual growth rate (CAGR), from $584.00M to $818.00M.
- What does off-balance-sheet, credit loss, liability mean?
- The estimated amount the bank expects to lose on credit commitments that are not currently on the balance sheet.