Off-Balance-Sheet, Credit Loss, Liability
Bank of America Off-Balance-Sheet, Credit Loss, Liability decreased by 1.4% to $1.16B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.6%, from $1.11B to $1.16B. Over 5 years (FY 2020 to FY 2025), Off-Balance-Sheet, Credit Loss, Liability shows a downward trend with a -8.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase indicates higher potential risk from off-balance-sheet commitments, while a decrease suggests lower expected risk or reduced exposure.
Detailed definition
This represents the reserve for credit losses associated with off-balance-sheet credit exposures, such as unfunded loan...
Peer comparison
Standard for large banks with significant corporate lending and credit card businesses.
other_off_balance_sheet_credit_loss_liabilityHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.69B | $1.54B | $1.46B | $1.38B | $1.46B | $1.52B | $1.54B | $1.44B | $1.39B | $1.35B | $1.21B | $1.16B | $1.10B | $1.10B | $1.10B | $1.11B | $1.14B | $1.11B | $1.18B | $1.16B |
| QoQ Change | — | -8.8% | -5.3% | -5.3% | +5.9% | +3.7% | +1.7% | -6.7% | -3.4% | -2.5% | -10.6% | -4.2% | -4.7% | -0.4% | -0.4% | +1.3% | +3.0% | -3.0% | +6.1% | -1.4% |
| YoY Change | — | — | — | — | -13.4% | -1.5% | +5.8% | +4.2% | -5.0% | -10.7% | -21.5% | -19.4% | -20.5% | -18.7% | -9.3% | -4.1% | +3.5% | +0.8% | +7.4% | +4.6% |
Off-Balance-Sheet, Credit Loss, Liability at Other Companies
Frequently Asked Questions
- What is Bank of America's off-balance-sheet, credit loss, liability?
- Bank of America (BAC) reported off-balance-sheet, credit loss, liability of $1.16B in Q1 2026.
- How has Bank of America's off-balance-sheet, credit loss, liability changed year-over-year?
- Bank of America's off-balance-sheet, credit loss, liability increased by 4.6% year-over-year, from $1.11B to $1.16B.
- What is the long-term trend for Bank of America's off-balance-sheet, credit loss, liability?
- Over 5 years (2020 to 2025), Bank of America's off-balance-sheet, credit loss, liability has grown at a -8.9% compound annual growth rate (CAGR), from $1.88B to $1.18B.
- What does off-balance-sheet, credit loss, liability mean?
- The reserve for potential losses on credit commitments that are not yet funded loans.