Other

Off-Balance-Sheet, Credit Loss, Liability

First Citizens BancShares Off-Balance-Sheet, Credit Loss, Liability decreased by 12.3% to $228.00M in Q1 2026 compared to the prior quarter. Over 3 years (FY 2021 to FY 2025), Off-Balance-Sheet, Credit Loss, Liability shows an upward trend with a 178.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ1 2026

How to read this metric

An increase indicates higher potential risk from off-balance-sheet commitments, while a decrease suggests lower expected risk or reduced exposure.

Detailed definition

This represents the reserve for credit losses associated with off-balance-sheet credit exposures, such as unfunded loan...

Peer comparison

Standard for large banks with significant corporate lending and credit card businesses.

Metric ID: other_off_balance_sheet_credit_loss_liability

Historical Data

14 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '25Q1 '26
Value$12.00M$75.00M$81.00M$91.00M$106.00M$352.00M$335.00M$318.00M$316.00M$287.00M$287.00M$281.00M$260.00M$228.00M
QoQ Change+525.0%+8.0%+12.3%+16.5%+232.1%-4.8%-5.1%-0.6%-9.2%+0.0%-2.1%-7.5%-12.3%
YoY Change+783.3%+369.3%+313.6%+249.5%+198.1%-18.5%-14.3%-11.6%
Range$12.00M$352.00M
CAGR+147.4%
Avg YoY Growth+233.7%
Median YoY Growth+223.8%
Current Streak3 quarters decline

Frequently Asked Questions

What is First Citizens BancShares's off-balance-sheet, credit loss, liability?
First Citizens BancShares (FCNCA) reported off-balance-sheet, credit loss, liability of $228.00M in Q1 2026.
What is the long-term trend for First Citizens BancShares's off-balance-sheet, credit loss, liability?
Over 3 years (2021 to 2025), First Citizens BancShares's off-balance-sheet, credit loss, liability has grown at a 178.8% compound annual growth rate (CAGR), from $12.00M to $260.00M.
What does off-balance-sheet, credit loss, liability mean?
The reserve for potential losses on credit commitments that are not yet funded loans.