Citigroup
Citigroup is a global diversified financial services holding company that provides a broad range of financial products and services to consumers, corporations, governments, and institutions. The company operates as a preeminent banking partner for institutional clients with cross-border needs and maintains a significant presence in global wealth management and U.S. personal banking. Citi operates in nearly 160 countries and jurisdictions, leveraging a vast international network to facilitate trade, securities services, and corporate investment banking.
Financials
Business Segments
Services
primaryProvides treasury and trade solutions as well as securities services to institutional clients. This segment is a primary driver of the company's deposit base and fee-based revenue.
Treasury and Trade Solutions, Securities Services
Corporations, Financial Institutions, Public Sector Entities
Markets
majorOffers specialized financial services including trading in fixed income and equity markets, as well as prime services. It facilitates client activity in global financial markets through market-making and structured products.
Rates and Currencies, Spread Products, Equity Derivatives, Equity Cash, Prime Services
Institutional Investors, Hedge Funds, Corporations
Banking
majorProvides strategic advisory and capital raising services. This segment includes investment banking activities and corporate lending to high-profile global clients.
Debt Capital Markets (DCM), Equity Capital Markets (ECM), Advisory Services, Corporate Lending
Multinational Corporations, Governments, Financial Institutions
Wealth
majorDelivers comprehensive wealth management solutions to clients across the affluence spectrum. Following a 2026 reorganization, this segment also includes the Retail Banking business.
Private Banking, Wealth Management, Retail Banking
Ultra-high-net-worth individuals, High-net-worth individuals, Affluent retail customers
U.S. Personal Banking (USPB)
majorFocuses on consumer lending and credit card services within the United States. The segment is transitioning into a focused U.S. Consumer Cards (USCC) unit.
Branded Cards, Retail Services, Installment Lending Products
Individual Consumers, Retail Partners
Business Overview
Competitive Position
Citi maintains a leading position as a global systemic bank with a unique cross-border network serving institutional clients in 160 countries.
Geographies
North America, Latin America, Europe, Middle East, Africa, Asia
Customer Segments
Retail consumers, Institutional investors, Multinational corporations, Government entities
Upstream Dependencies
Central banks and monetary policy, Technology and cloud infrastructure providers, Credit rating agencies, Financial data providers
Downstream Customers
Retail bank account holders, Corporate treasury departments, Institutional asset managers, Government finance ministries
Competitors & Partners
Competitors
Partners
Renaissance Capital
Acquirer of Citi's Russian subsidiary, AO Citibank
Grupo Financiero Banamex
Mexican subsidiary in which Citi sold a 25% equity stake
Citigroup FAQ
Common questions about Citigroup
Citigroup is a global diversified financial services holding company that provides a broad range of financial products and services to consumers, corporations, governments, and institutions. The company operates as a preeminent banking partner for institutional clients with cross-border needs and maintains a significant presence in global wealth management and U.S. personal banking. Citi operates in nearly 160 countries and jurisdictions, leveraging a vast international network to facilitate trade, securities services, and corporate investment banking.
Citigroup is scheduled to report earnings for Q1 2026 on April 14, 2026. Analysts estimate revenue of $23.6B.
Citigroup's key competitors include JPMorgan Chase & Co., Bank of America Corp, Goldman Sachs Group Inc, and others. These companies compete in similar markets and product categories.
Citigroup has approximately 239,000 employees.