Non-Current Liabilities

Unsecured debt

Citizens Financial Group Unsecured debt increased by 8.8% to $12.30B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.8%, from $12.40B to $12.30B. Over 3 years (FY 2022 to FY 2025), Unsecured debt shows a downward trend with a -10.9% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalContext dependent
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026

How to read this metric

Higher levels indicate reliance on corporate credit, which is generally favorable for operational flexibility but requires strong credit ratings.

Detailed definition

This represents debt obligations that are not backed by specific collateral, relying instead on the company's general cr...

Peer comparison

Common for large-cap REITs with strong balance sheets; smaller peers may rely more on secured debt.

Metric ID: non_current_liabilities_unsecured_debt

Historical Data

13 periods
 Q4 '22Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$16.00B$14.20B$17.50B$13.60B$13.90B$13.20B$14.00B$12.50B$12.40B$12.60B$10.50B$11.30B$12.30B
QoQ Change-11.3%+23.2%-22.3%+2.2%-5.0%+6.1%-10.7%-0.8%+1.6%-16.7%+7.6%+8.8%
YoY Change-15.0%-7.0%-20.0%-8.1%-10.8%-4.5%-25.0%-9.6%-0.8%
Range$10.50B$17.50B
CAGR-8.4%
Avg YoY Growth-11.2%
Median YoY Growth-9.6%
Current Streak2 quarters growth

Unsecured debt at Other Companies

Frequently Asked Questions

What is Citizens Financial Group's unsecured debt?
Citizens Financial Group (CFG) reported unsecured debt of $12.30B in Q1 2026.
How has Citizens Financial Group's unsecured debt changed year-over-year?
Citizens Financial Group's unsecured debt decreased by 0.8% year-over-year, from $12.40B to $12.30B.
What is the long-term trend for Citizens Financial Group's unsecured debt?
Over 3 years (2022 to 2025), Citizens Financial Group's unsecured debt has grown at a -10.9% compound annual growth rate (CAGR), from $16.00B to $11.30B.
What does unsecured debt mean?
Debt that is not tied to specific property collateral, based on the company's credit reputation.