Skip to content
Non-Current Liabilities

Unsecured debt

Capital One Financial Unsecured debt increased by 6.7% to $38.42B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 30.4%, from $29.46B to $38.42B. Over 5 years (FY 2020 to FY 2025), Unsecured debt shows an upward trend with a 5.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalContext dependent
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026May 7, 2026

How to read this metric

Changes in unsecured debt levels reflect the company's long-term financing strategy and its ability to access capital markets at favorable rates.

Detailed definition

Unsecured debt represents long-term borrowing obligations that are not backed by specific collateral. This debt relies o...

Peer comparison

The cost and volume of unsecured debt are key indicators of how the market perceives the bank's credit risk relative to peers.

Metric ID: non_current_liabilities_unsecured_debt

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$24.88B$23.98B$27.22B$26.98B$30.49B$30.62B$30.83B$30.4B$31.63B$31.28B$31.25B$32.11B$29.93B$32.91B$30.7B$29.46B$36.71B$36.66B$36B$38.42B
QoQ Change-3.6%+13.5%-0.9%+13.0%+0.4%+0.7%-1.4%+4.0%-1.1%-0.1%+2.8%-6.8%+10.0%-6.7%-4.0%+24.6%-0.1%-1.8%+6.7%
YoY Change+22.6%+27.7%+13.3%+12.7%+3.7%+2.2%+1.4%+5.6%-5.4%+5.2%-1.8%-8.3%+22.7%+11.4%+17.3%+30.4%
Range$23.98B$38.42B
CAGR+9.6%
Avg YoY Growth+10.0%
Median YoY Growth+8.5%

Unsecured debt at Other Companies

Frequently Asked Questions

What is Capital One Financial's unsecured debt?
Capital One Financial (COF) reported unsecured debt of $38.42B in Q1 2026.
How has Capital One Financial's unsecured debt changed year-over-year?
Capital One Financial's unsecured debt increased by 30.4% year-over-year, from $29.46B to $38.42B.
What is the long-term trend for Capital One Financial's unsecured debt?
Over 5 years (2020 to 2025), Capital One Financial's unsecured debt has grown at a 5.6% compound annual growth rate (CAGR), from $27.38B to $36B.
What does unsecured debt mean?
Long-term debt that is not backed by specific assets, relying instead on the company's credit reputation.