Products & Services · Gross losses
Commercial Auto Line — Gross losses
Cincinnati Financial Commercial Auto Line — Gross losses increased by 15.6% to $1.01B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 15.6%, from $874.00M to $1.01B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ4 2019
Last reportedQ4 2025
Rolls up toReserve for insurance claims
How to read this metric
Rising gross losses without a corresponding increase in premiums suggest deteriorating underwriting quality or adverse loss trends.
Detailed definition
This represents the total losses incurred by the commercial auto segment before any reduction for reinsurance recoveries...
Peer comparison
Standard industry metric used to evaluate the underlying risk profile of an insurance portfolio.
Metric ID:
cinf_segment_commercial_auto_line_gross_lossesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $726.00M | $796.00M | $811.00M | $874.00M | $1.01B |
| QoQ Change | — | +9.6% | +1.9% | +7.8% | +15.6% |
| YoY Change | — | +9.6% | +1.9% | +7.8% | +15.6% |
Range$726.00M – $1.01B
CAGR+39.1%
Avg YoY Growth+8.7%
Median YoY Growth+8.7%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's commercial auto line — gross losses?
- Cincinnati Financial (CINF) reported commercial auto line — gross losses of $1.01B in Q4 2025.
- How has Cincinnati Financial's commercial auto line — gross losses changed year-over-year?
- Cincinnati Financial's commercial auto line — gross losses increased by 15.6% year-over-year, from $874.00M to $1.01B.
- What does commercial auto line — gross losses mean?
- Total insurance losses before accounting for any reinsurance support.