Products & Services · Policyholder Account Balance

Deferred Fixed Annuity — Policyholder Account Balance

Cincinnati Financial Deferred Fixed Annuity — Policyholder Account Balance decreased by 1.4% to $546.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 6.2%, from $582.00M to $546.00M. Over 3 years (FY 2022 to FY 2025), Deferred Fixed Annuity — Policyholder Account Balance shows a downward trend with a -8.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026

How to read this metric

Higher balances indicate a larger asset base and potential for future fee or spread income, while declining balances may signal high surrender rates.

Detailed definition

The total value of funds held on behalf of policyholders within the deferred fixed annuity segment. This balance represe...

Peer comparison

Commonly referred to as 'Account Value' or 'Policyholder Liabilities' in the annuity industry.

Metric ID: cinf_segment_deferred_fixed_annuity_policyholder_account_balance

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$763.00M$756.00M$755.00M$752.00M$734.00M$711.00M$696.00M$680.00M$656.00M$631.00M$618.00M$605.00M$595.00M$582.00M$575.00M$565.00M$554.00M$546.00M
QoQ Change-0.9%-0.1%-0.4%-2.4%-3.1%-2.1%-2.3%-3.5%-3.8%-2.1%-2.1%-1.7%-2.2%-1.2%-1.7%-1.9%-1.4%
YoY Change-3.8%-6.0%-7.8%-9.6%-10.6%-11.3%-11.2%-11.0%-9.3%-7.8%-7.0%-6.6%-6.9%-6.2%
Range$546.00M$763.00M
CAGR-7.6%
Avg YoY Growth-8.2%
Median YoY Growth-7.8%
Current Streak17+ quarters decline

Frequently Asked Questions

What is Cincinnati Financial's deferred fixed annuity — policyholder account balance?
Cincinnati Financial (CINF) reported deferred fixed annuity — policyholder account balance of $546.00M in Q1 2026.
How has Cincinnati Financial's deferred fixed annuity — policyholder account balance changed year-over-year?
Cincinnati Financial's deferred fixed annuity — policyholder account balance decreased by 6.2% year-over-year, from $582.00M to $546.00M.
What is the long-term trend for Cincinnati Financial's deferred fixed annuity — policyholder account balance?
Over 3 years (2022 to 2025), Cincinnati Financial's deferred fixed annuity — policyholder account balance has grown at a -8.8% compound annual growth rate (CAGR), from $3.00B to $2.28B.
What does deferred fixed annuity — policyholder account balance mean?
The total value of all customer annuity accounts currently held by the company.