Products & Services · Weighted average crediting rate
Deferred Fixed Annuity — Weighted average crediting rate
Cincinnati Financial Deferred Fixed Annuity — Weighted average crediting rate increased by 0.5% to 3.8% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.9%, from 3.7% to 3.8%. Over 3 years (FY 2022 to FY 2025), Deferred Fixed Annuity — Weighted average crediting rate shows an upward trend with a 5.9% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026
Rolls up toPolicyholder account balances
How to read this metric
A competitive rate is necessary to attract capital, but it must be balanced against the yield earned on the company's investment portfolio to maintain profitability.
Detailed definition
The average interest rate applied to the total pool of deferred fixed annuity account balances, weighted by the size of...
Peer comparison
Standard industry metric for annuity products; peers report this as 'Crediting Rate' or 'Average Interest Rate'.
Metric ID:
cinf_segment_deferred_fixed_annuity_weighted_average_crediting_rateHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.9% | 3% | 3.1% | 3.1% | 3.4% | 3.4% | 3.4% | 3.5% | 3.5% | 3.6% | 3.6% | 3.6% | 3.7% | 3.7% | 3.7% | 3.7% | 3.7% | 3.8% |
| QoQ Change | — | +2.4% | +3.7% | +1.3% | +8.4% | +0.0% | +1.5% | +1.2% | +1.7% | +1.1% | +1.1% | +1.4% | +1.1% | +0.0% | +0.8% | +0.0% | +0.5% | +0.5% |
| YoY Change | — | — | — | — | +16.7% | +13.9% | +11.4% | +11.3% | +4.5% | +5.7% | +5.3% | +5.5% | +4.8% | +3.7% | +3.3% | +1.9% | +1.4% | +1.9% |
Range2.9% – 3.8%
CAGR+6.4%
Avg YoY Growth+6.5%
Median YoY Growth+5.1%
Current Streak17+ quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's deferred fixed annuity — weighted average crediting rate?
- Cincinnati Financial (CINF) reported deferred fixed annuity — weighted average crediting rate of 3.8% in Q1 2026.
- How has Cincinnati Financial's deferred fixed annuity — weighted average crediting rate changed year-over-year?
- Cincinnati Financial's deferred fixed annuity — weighted average crediting rate increased by 1.9% year-over-year, from 3.7% to 3.8%.
- What is the long-term trend for Cincinnati Financial's deferred fixed annuity — weighted average crediting rate?
- Over 3 years (2022 to 2025), Cincinnati Financial's deferred fixed annuity — weighted average crediting rate has grown at a 5.9% compound annual growth rate (CAGR), from 12.5% to 14.8%.
- What does deferred fixed annuity — weighted average crediting rate mean?
- The average interest rate the company pays to its annuity customers.