Fixed Indexed Annuity — Weighted-average crediting rate
Ameriprise Financial Fixed Indexed Annuity — Weighted-average crediting rate remained flat by 0.0% to 2.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.0%, from 2.0% to 2.1%. Over 2 years (FY 2023 to FY 2025), Fixed Indexed Annuity — Weighted-average crediting rate shows relatively stable performance with a 3.2% CAGR.
Analysis
How to read this metric
An increase suggests higher interest credited to customers, which may improve product attractiveness but could compress net interest margins. A decrease may indicate lower market index performance or a strategic adjustment to manage liability costs.
Detailed definition
This metric represents the mean interest rate credited to policyholders' accounts within a fixed indexed annuity portfol...
Peer comparison
Peers in the life and annuity sector report similar crediting rates, which are typically benchmarked against prevailing market interest rates and the performance of hedging assets.
amp_segment_fixed_indexed_annuity_weighted_average_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1.9% | 1.9% | 1.9% | 2% | 2% | 2% | 2% | 2% | 2% | 2% | 2.1% | 2.1% | 2.1% | 2.1% |
| QoQ Change | — | +0.0% | +0.0% | +5.3% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +5.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +5.3% | +5.3% | +5.3% | +0.0% | +0.0% | +0.0% | +5.0% | +5.0% | +5.0% | +5.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's fixed indexed annuity — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported fixed indexed annuity — weighted-average crediting rate of 2.1% in Q1 2026.
- How has Ameriprise Financial's fixed indexed annuity — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's fixed indexed annuity — weighted-average crediting rate increased by 5.0% year-over-year, from 2.0% to 2.1%.
- What is the long-term trend for Ameriprise Financial's fixed indexed annuity — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's fixed indexed annuity — weighted-average crediting rate has grown at a 3.2% compound annual growth rate (CAGR), from 7.8% to 8.3%.
- What does fixed indexed annuity — weighted-average crediting rate mean?
- The average interest rate applied to customer annuity accounts based on market index performance.