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Citizens CIA Fixed Annuity — Weighted-average crediting rates

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's fixed annuity — weighted-average crediting rates?
Citizens (CIA) reported fixed annuity — weighted-average crediting rates of 4% in Q1 2026.
How has Citizens's fixed annuity — weighted-average crediting rates changed year-over-year?
Citizens's fixed annuity — weighted-average crediting rates decreased by 0.0% year-over-year, from 4% to 4%.
What is the long-term trend for Citizens's fixed annuity — weighted-average crediting rates?
Over 3 years (2022 to 2025), Citizens's fixed annuity — weighted-average crediting rates has grown at a 3.3% compound annual growth rate (CAGR), from 14.4% to 15.9%.
What does fixed annuity — weighted-average crediting rates mean?
Calculates the average interest rate applied to the fixed annuity portfolio, weighted by the account balances of individual policies. This metric is critical for evaluating the company's interest margin management and competitive pricing strategy.