Business Segments · Gross unearned premium

Property, Liability and Casualty Insurance — Gross unearned premium

Cincinnati Financial Property, Liability and Casualty Insurance — Gross unearned premium increased by 9.2% to $5.25B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.2%, from $4.81B to $5.25B. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment

CategoryGrowth

SignalHigher is better

VolatilityStable

First reportedQ4 2018

Last reportedQ4 2025

Rolls up toSEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium

How to read this metric

Growth in this metric indicates an expanding book of business and future revenue potential.

Detailed definition

The portion of written premiums that relates to the unexpired period of insurance policies. Because premiums are collect...

Peer comparison

Standard industry metric for P&C insurers; peers report this as Unearned Premium Reserve.

Metric ID: cinf_segment_property_liability_and_casualty_insurance_gross_unearned_premium

Historical Data

5 periods

	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$3.27B	$3.69B	$4.12B	$4.81B	$5.25B
QoQ Change	—	+12.8%	+11.7%	+16.9%	+9.2%
YoY Change	—	+12.8%	+11.7%	+16.9%	+9.2%

Range$3.27B – $5.25B

CAGR+60.6%

Avg YoY Growth+12.6%

Median YoY Growth+12.2%

Current Streak4+ quarters growth

Similar Metrics at Other Companies

AllstateALL View metric

The Hartford Financial Services GroupHIG View metric

Frequently Asked Questions

What is Cincinnati Financial's property, liability and casualty insurance — gross unearned premium?: Cincinnati Financial (CINF) reported property, liability and casualty insurance — gross unearned premium of $5.25B in Q4 2025.
How has Cincinnati Financial's property, liability and casualty insurance — gross unearned premium changed year-over-year?: Cincinnati Financial's property, liability and casualty insurance — gross unearned premium increased by 9.2% year-over-year, from $4.81B to $5.25B.
What does property, liability and casualty insurance — gross unearned premium mean?: The amount of premiums collected for insurance coverage that has not yet been provided.