Property and casualty insurance premiums — Unearned premiums
Allstate Property and casualty insurance premiums — Unearned premiums remained flat by 0.0% to -$492.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 7.1%, from -$460.00M to -$492.50M. Over 4 years (FY 2021 to FY 2025), Property and casualty insurance premiums — Unearned premiums shows a downward trend with a 11.4% CAGR.
Analysis
How to read this metric
An increase suggests growth in the active policy base and future revenue potential, while a decrease may indicate slowing sales or a shift in policy duration. High levels relative to earned premiums can signal a growing book of business but also represent a significant future liability.
Detailed definition
Unearned premiums represent the portion of written insurance premiums that have been collected in advance but have not y...
Peer comparison
Most property and casualty insurers report unearned premiums as a standard liability; peers typically track this to assess the 'unearned' portion of their written premium book relative to total policy volume.
all_segment_property_and_casualty_insurance_premiums_unearned_premiumsHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | -$1.28B | -$1.46B | -$1.74B | -$1.84B | -$1.97B |
| YoY Change | — | -14.1% | -19.2% | -5.7% | -7.1% |
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Frequently Asked Questions
- What is Allstate's property and casualty insurance premiums — unearned premiums?
- Allstate (ALL) reported property and casualty insurance premiums — unearned premiums of -$492.50M in Q4 2025.
- How has Allstate's property and casualty insurance premiums — unearned premiums changed year-over-year?
- Allstate's property and casualty insurance premiums — unearned premiums decreased by 7.1% year-over-year, from -$460.00M to -$492.50M.
- What is the long-term trend for Allstate's property and casualty insurance premiums — unearned premiums?
- Over 4 years (2021 to 2025), Allstate's property and casualty insurance premiums — unearned premiums has grown at a 11.4% compound annual growth rate (CAGR), from -$1.28B to -$1.97B.
- What does property and casualty insurance premiums — unearned premiums mean?
- The portion of premiums collected for insurance coverage that has not yet been provided.