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Cincinnati Financial CINF Property, Liability and Casualty Insurance — Gross unearned premium

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's property, liability and casualty insurance — gross unearned premium?
Cincinnati Financial (CINF) reported property, liability and casualty insurance — gross unearned premium of $5.25B in Q4 2025.
How has Cincinnati Financial's property, liability and casualty insurance — gross unearned premium changed year-over-year?
Cincinnati Financial's property, liability and casualty insurance — gross unearned premium increased by 9.2% year-over-year, from $4.81B to $5.25B.
What does property, liability and casualty insurance — gross unearned premium mean?
The portion of written premiums that relates to the unexpired period of insurance policies. Because premiums are collected in advance, this represents a liability until the coverage period has passed and the premium is earned. It serves as a measure of the company's future revenue backlog.