Products & Services · Gross losses
Workers' Compensation Line — Gross losses
Cincinnati Financial Workers' Compensation Line — Gross losses increased by 1.8% to $1.04B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.8%, from $1.02B to $1.04B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ4 2019
Last reportedQ4 2025
Rolls up toReserve for insurance claims
How to read this metric
High gross losses relative to net losses suggest a heavy reliance on reinsurance to manage volatility.
Detailed definition
This represents the total losses incurred by the segment before any reduction for reinsurance recoveries. It provides a...
Peer comparison
Standard disclosure for assessing the underlying risk profile of an insurance segment.
Metric ID:
cinf_segment_workers_compensation_line_gross_lossesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $1.01B | $1.02B | $1.04B | $1.02B | $1.04B |
| QoQ Change | — | +0.8% | +1.8% | -1.5% | +1.8% |
| YoY Change | — | +0.8% | +1.8% | -1.5% | +1.8% |
Range$1.01B – $1.04B
CAGR+2.8%
Avg YoY Growth+0.7%
Median YoY Growth+1.3%
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Frequently Asked Questions
- What is Cincinnati Financial's workers' compensation line — gross losses?
- Cincinnati Financial (CINF) reported workers' compensation line — gross losses of $1.04B in Q4 2025.
- How has Cincinnati Financial's workers' compensation line — gross losses changed year-over-year?
- Cincinnati Financial's workers' compensation line — gross losses increased by 1.8% year-over-year, from $1.02B to $1.04B.
- What does workers' compensation line — gross losses mean?
- Total claim costs before accounting for any reinsurance coverage.