CVS Health Long-Term Care — Current discount rate increased by 1.7% to $0.06 in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.3%, from $0.06 to $0.06. Over 3 years (FY 2022 to FY 2025), Long-Term Care — Current discount rate shows an upward trend with a 4.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
An increase in the discount rate reduces the present value of liabilities, potentially improving the balance sheet position, while a decrease increases the liability valuation.
The current discount rate is the interest rate used to calculate the present value of future insurance benefit payments...
Standard metric for all insurers under LDTI (Long-Duration Targeted Improvements) accounting standards.
cvs_segment_long_term_care_current_discount_rate| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 0 | 0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| QoQ Change | — | +25.3% | +20.2% | -4.6% | -6.1% | +3.6% | +14.3% | -15.2% | +5.5% | +3.9% | -9.0% | +12.4% | -1.8% | -0.2% | -3.0% | +1.7% |
| YoY Change | — | — | — | — | +34.9% | +11.5% | +6.0% | -5.8% | +5.9% | +6.3% | -15.4% | +12.2% | +4.5% | +0.4% | +6.9% | -3.3% |