Ford Motor Company Ford Credit — Finance leases, gross decreased by 0.1% to $9.27B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.0%, from $8.36B to $9.27B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Finance leases, gross shows an upward trend with a 4.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase reflects a shift toward leasing as a primary vehicle acquisition method for customers, impacting long-term revenue streams.
The total gross investment in finance leases, representing the sum of lease payments receivable and the estimated residu...
Commonly reported by finance segments that offer both traditional loans and lease products.
f_segment_ford_credit_finance_leases_gross| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.13B | $7.64B | $7.32B | $7.08B | $6.65B | $6.20B | $6.77B | $6.99B | $7.26B | $7.34B | $7.79B | $8.00B | $8.14B | $8.75B | $8.36B | $8.84B | $9.39B | $9.29B | $9.27B |
| QoQ Change | — | -6.0% | -4.3% | -3.3% | -6.1% | -6.8% | +9.2% | +3.3% | +3.8% | +1.1% | +6.2% | +2.6% | +1.7% | +7.5% | -4.5% | +5.8% | +6.2% | -1.1% | -0.1% |
| YoY Change | — | — | — | — | -18.3% | -18.9% | -7.6% | -1.3% | +9.2% | +18.4% | +15.2% | +14.4% | +12.2% | +19.3% | +7.2% | +10.5% | +15.4% | +6.1% | +11.0% |