Business Segments · Secured debt

Ford Credit — Secured debt

Ford Motor Company Ford Credit — Secured debt decreased by 1.5% to $59.50B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.5%, from $60.40B to $59.50B.

Analysis

StatementSegment
CategoryLeverage
SignalContext dependent
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025
Rolls up toSecured Debt

How to read this metric

High levels of secured debt indicate a reliance on asset-backed securitization markets to fund lending activities.

Detailed definition

The portion of the finance segment's total debt that is backed by specific collateral, such as vehicle receivables or le...

Peer comparison

Standard for captive finance companies that utilize securitization to manage capital costs.

Metric ID: f_segment_ford_credit_secured_debt

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$45.40B$56.40B$58.00B$60.40B$59.50B
QoQ Change+24.2%+2.8%+4.1%-1.5%
YoY Change+24.2%+2.8%+4.1%-1.5%
Range$45.40B$60.40B
CAGR+31.1%
Avg YoY Growth+7.4%
Median YoY Growth+3.5%

Frequently Asked Questions

What is Ford Motor Company's ford credit — secured debt?
Ford Motor Company (F) reported ford credit — secured debt of $59.50B in Q4 2025.
How has Ford Motor Company's ford credit — secured debt changed year-over-year?
Ford Motor Company's ford credit — secured debt decreased by 1.5% year-over-year, from $60.40B to $59.50B.
What does ford credit — secured debt mean?
The amount of debt the finance segment has borrowed that is backed by specific company assets.