Discontinued — last reported Q3 '25
Gross loans
First Citizens BancShares Gross loans increased by 0.5% to $148.69B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.2%, from $141.36B to $148.69B. Over 5 years (FY 2020 to FY 2025), Gross loans shows an upward trend with a 35.2% CAGR.
Analysis
How to read this metric
Growth indicates an expansion of lending activities, while a decline may signal tighter credit standards or reduced demand.
Detailed definition
This represents the total principal amount of all loans issued by the company before accounting for any reserves or allo...
Peer comparison
Common in financial institutions; peers vary based on their risk appetite and focus on commercial versus consumer lending.
bank_gross_loansHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $32.69B | $32.52B | $32.37B | $65.52B | $67.74B | $69.79B | $70.78B | $138.29B | $133.02B | $133.20B | $133.30B | $135.37B | $139.34B | $138.70B | $140.22B | $141.36B | $141.27B | $144.76B | $147.93B | $148.69B |
| QoQ Change | — | -0.5% | -0.4% | +102.4% | +3.4% | +3.0% | +1.4% | +95.4% | -3.8% | +0.1% | +0.1% | +1.6% | +2.9% | -0.5% | +1.1% | +0.8% | -0.1% | +2.5% | +2.2% | +0.5% |
| YoY Change | — | — | — | — | +107.2% | +114.6% | +118.6% | +111.0% | +96.4% | +90.9% | +88.3% | -2.1% | +4.8% | +4.1% | +5.2% | +4.4% | +1.4% | +4.4% | +5.5% | +5.2% |
| % of Net loans | 100.6% | 100.6% | 100.6% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Share Change | — | -0.0pp | -0.0pp | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Commercial Bank | $36.84B | $37.28B | $75.27B | $76.45B | $38.69B | $38.84B | $82.91B | $84.26B |
| General Bank | $63.33B | $64.25B | $64.89B | $64.85B | $64.99B | $65.23B | $64.96B | $64.37B |
| Rail | $62.00M | $62.00M | $62.00M | $62.00M | $62.00M | $63.00M | $62.00M | $62.00M |
| SVB Commercial | $39.12B | $37.10B | $40.19B | $37.82B | $37.53B | $40.63B | — | — |
| Total | $139.34B | $138.70B | $140.22B | $141.36B | $141.27B | $144.76B | $147.93B | $148.69B |
Commercial Banking, General Banking, Silicon Valley Banking, SVB Commercial were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Gross loans at Other Companies
Frequently Asked Questions
- What is First Citizens BancShares's gross loans?
- First Citizens BancShares (FCNCA) reported gross loans of $148.69B in Q1 2026.
- How has First Citizens BancShares's gross loans changed year-over-year?
- First Citizens BancShares's gross loans increased by 5.2% year-over-year, from $141.36B to $148.69B.
- What is the long-term trend for First Citizens BancShares's gross loans?
- Over 5 years (2020 to 2025), First Citizens BancShares's gross loans has grown at a 35.2% compound annual growth rate (CAGR), from $32.79B to $147.93B.
- What does gross loans mean?
- The total value of all loans provided by the company before subtracting potential losses.