General Bank — Provision for Credit Losses
First Citizens BancShares General Bank — Provision for Credit Losses remained flat by 0.0% to $17.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 63.0%, from $46.00M to $17.00M. Over 3 years (FY 2022 to FY 2025), General Bank — Provision for Credit Losses shows an upward trend with a 91.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase signals management's expectation of higher credit risk or economic deterioration, while a decrease suggests improved credit quality or a more optimistic economic outlook.
Detailed definition
An expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequ...
Peer comparison
Peers adjust this based on the current credit cycle and the composition of their loan portfolios.
fcnca_segment_general_bank_provision_for_credit_lossesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.75M | $2.75M | $2.75M | $2.75M | $11.00M | $5.00M | $24.00M | $13.00M | $21.00M | $37.00M | $55.00M | $22.00M | $46.00M | $13.00M | $1.00M | $17.00M | $17.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +300.0% | -54.5% | +380.0% | -45.8% | +61.5% | +76.2% | +48.6% | -60.0% | +109.1% | -71.7% | -92.3% | >999% | +0.0% |
| YoY Change | — | — | — | — | +300.0% | +81.8% | +772.7% | +372.7% | +90.9% | +640.0% | +129.2% | +69.2% | +119.0% | -64.9% | -98.2% | -22.7% | -63.0% |
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Frequently Asked Questions
- What is First Citizens BancShares's general bank — provision for credit losses?
- First Citizens BancShares (FCNCA) reported general bank — provision for credit losses of $17.00M in Q1 2026.
- How has First Citizens BancShares's general bank — provision for credit losses changed year-over-year?
- First Citizens BancShares's general bank — provision for credit losses decreased by 63.0% year-over-year, from $46.00M to $17.00M.
- What is the long-term trend for First Citizens BancShares's general bank — provision for credit losses?
- Over 3 years (2022 to 2025), First Citizens BancShares's general bank — provision for credit losses has grown at a 91.3% compound annual growth rate (CAGR), from $11.00M to $77.00M.
- What does general bank — provision for credit losses mean?
- The amount set aside to cover potential future losses from bad loans.