Non-Current Assets

Net Investment in Lease

Fair Isaac Net Investment in Lease increased by 1.2% to $25.03M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 9.2%, from $27.57M to $25.03M. Over 5 years (FY 2020 to FY 2025), Net Investment in Lease shows a downward trend with a -14.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

An increase indicates growth in the bank's leasing business, while a decrease suggests a contraction in this lending segment.

Detailed definition

This represents the present value of future lease payments receivable from lessees, plus the unguaranteed residual value...

Peer comparison

Common among diversified regional banks with strong commercial and industrial lending divisions.

Metric ID: net_investment_in_lease

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$49.25M$47.28M$46.06M$43.26M$39.71M$36.69M$32.37M$29.64M$26.60M$25.70M$18.92M$28.28M$26.09M$29.58M$28.31M$27.57M$27.97M$26.21M$24.73M$25.03M
QoQ Change-4.0%-2.6%-6.1%-8.2%-7.6%-11.8%-8.4%-10.3%-3.4%-26.4%+49.5%-7.8%+13.4%-4.3%-2.6%+1.4%-6.3%-5.7%+1.2%
YoY Change-19.4%-22.4%-29.7%-31.5%-33.0%-29.9%-41.6%-4.6%-1.9%+15.1%+49.7%-2.5%+7.2%-11.4%-12.7%-9.2%
Range$18.92M$49.25M
CAGR-13.3%
Avg YoY Growth-11.1%
Median YoY Growth-12.0%

Frequently Asked Questions

What is Fair Isaac's net investment in lease?
Fair Isaac (FICO) reported net investment in lease of $25.03M in Q1 2026.
How has Fair Isaac's net investment in lease changed year-over-year?
Fair Isaac's net investment in lease decreased by 9.2% year-over-year, from $27.57M to $25.03M.
What is the long-term trend for Fair Isaac's net investment in lease?
Over 5 years (2020 to 2025), Fair Isaac's net investment in lease has grown at a -14.6% compound annual growth rate (CAGR), from $57.66M to $26.21M.
What does net investment in lease mean?
The total amount owed to the bank by customers under lease agreements, adjusted for present value.