Humana logo

Humana

HUMNYSEStock Fundamentals

Humana is a leading healthcare company focused on integrated care delivery through its insurance and health services divisions. The company provides medical benefit plans to millions of members, primarily serving the Medicare and Medicaid populations, while also operating a large-scale healthcare services business that includes primary care, pharmacy solutions, and home health services. Its core value proposition centers on a value-based care model designed to improve health outcomes and affordability through data analytics and clinical engagement.

Market Cap$36.2B
Revenue TTM$137.20B
Net Income TTM$3.2B
P/E Ratio11.41
Net Margin2.31%
EPS TTM$26.26
Free Cash Flow TTM$3.4B
Employees67.6K
CEOJames A. Rechtin
CountryUnited States of America
Healthcare
Medical - Healthcare Plans
SegmentsManaged Care, Health Insurance, Healthcare Services
Business ModelsInsurance premiums, Value-based care, Administrative services only (ASO), Fee-for-service, Capitation
Most Recent EarningsApr 29, 2026 · 18 days agoQ1 2026
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Next EarningsJul 29, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

Op. Margin3.84%
ROE17.45%
D/E75.31%
Current Ratio1.77
Total Debt$14.0B
Cash$5.0B
CapEx TTM$572.0M

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Insurance

primary

This segment offers a variety of medical and specialty insurance products to individuals and employer groups. It is the company's primary revenue driver, largely supported by federal government contracts for Medicare Advantage and state-based Medicaid programs.

Products

Individual Medicare Advantage, Group Medicare Advantage, Medicare stand-alone PDP, Medicare Supplement, Humana-Walmart plan, TRICARE, Specialty benefits (Dental, Vision, Life, Disability)

Customers

Medicare-eligible individuals, Medicaid beneficiaries, Military personnel and dependents, Employer groups, Dual-eligible individuals

CenterWell

major

A healthcare services segment that operates as a payor-agnostic provider of primary care, pharmacy, and home-based clinical solutions. It supports the company's integrated care strategy by providing high-touch clinical services to both Humana members and third-party health plan members.

Products

CenterWell Pharmacy, CenterWell Specialty Pharmacy, Conviva Senior Primary Care, CenterWell Senior Primary Care, CenterWell Home Health, OneHome, Gentiva Hospice

Customers

Seniors, Chronic care patients, Health plan members, Third-party Medicare Advantage plans, Hospice patients

Business Overview

Competitive Position

Humana is one of the largest Medicare Advantage providers in the United States and a pioneer in the transition from fee-for-service to value-based care models.

Geographies

United States

Customer Segments

Government (Federal and State), Seniors, Low-income individuals, Military, Commercial enterprises

Upstream Dependencies

Pharmaceutical manufacturers, Independent physicians and specialists, Hospitals and outpatient facilities, Medical equipment suppliers

Downstream Customers

Centers for Medicare and Medicaid Services (CMS), State Medicaid agencies, Department of Defense (DoD), Employer groups, Individual policyholders

Competitors & Partners

Partners

Walmart
 logo

Walmart

WMT

Co-branded Medicare stand-alone prescription drug plan partner

W

Welsh, Carson, Anderson & Stowe

Strategic partner for developing and operating senior-focused primary care centers

C

Centers for Medicare and Medicaid Services

Primary federal contracting agency for Medicare Advantage and PDP

U

United States Department of Defense

Contracting entity for TRICARE military health services

Subsidiaries

C

CenterWell

Healthcare services brand encompassing pharmacy, primary care, and home health

C

Conviva

Senior primary care brand and management services organization

O

OneHome

Provider of integrated home-based services and durable medical equipment

G

Gentiva Hospice

Hospice operations (minority ownership interest)

Humana logo

Humana FAQ

Common questions about Humana

Humana is a leading healthcare company focused on integrated care delivery through its insurance and health services divisions. The company provides medical benefit plans to millions of members, primarily serving the Medicare and Medicaid populations, while also operating a large-scale healthcare services business that includes primary care, pharmacy solutions, and home health services. Its core value proposition centers on a value-based care model designed to improve health outcomes and affordability through data analytics and clinical engagement.

Humana (HUM) has a market capitalization of $36.2B and trades on NYSE.

Humana generated $137.20B in trailing twelve-month revenue with net income of $3.2B, representing a net margin of 2.3%, with free cash flow of $3.4B. These figures are based on the Q1 2026 filing.

Humana's key competitors include Elevance Health, Inc., Cigna Group, CVS Health Corporation, and others. These companies compete in similar markets and product categories.

Humana has approximately 67,600 employees.