Discontinued — last reported Q1 '25

Operating

Provision for Credit Losses

LPL Financial Holdings Provision for Credit Losses increased by 6.0% to $8.50M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1235.4%, from -$749.00K to $8.50M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 16.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2025

How to read this metric

An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.

Detailed definition

This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...

Peer comparison

Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.

Metric ID: provision_for_credit_losses_cf

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.38M$2.74M$3.07M$4.22M$3.62M$4.09M$1.74M$3.35M$4.49M$4.01M$4.10M$2.67M$6.93M$3.90M$5.48M-$749.00K$3.94M$5.76M$8.03M$8.50M
QoQ Change+98.6%+12.1%+37.5%-14.3%+13.1%-57.6%+92.8%+34.1%-10.6%+2.3%-35.0%+159.6%-43.7%+40.7%-113.7%+626.6%+45.9%+39.4%+6.0%
YoY Change+162.2%+49.3%-43.5%-20.7%+24.0%-2.0%+136.3%-20.3%+54.4%-2.8%+33.6%-128.1%-43.1%+47.7%+46.5%>999%
Range-$749.00K$8.50M
CAGR+46.6%
Avg YoY Growth+95.6%
Median YoY Growth+28.8%
Current Streak4 quarters growth

Frequently Asked Questions

What is LPL Financial Holdings's provision for credit losses?
LPL Financial Holdings (LPLA) reported provision for credit losses of $8.50M in Q1 2026.
How has LPL Financial Holdings's provision for credit losses changed year-over-year?
LPL Financial Holdings's provision for credit losses increased by 1235.4% year-over-year, from -$749.00K to $8.50M.
What is the long-term trend for LPL Financial Holdings's provision for credit losses?
Over 4 years (2021 to 2025), LPL Financial Holdings's provision for credit losses has grown at a 16.7% compound annual growth rate (CAGR), from $9.17M to $16.98M.
What does provision for credit losses mean?
The amount of money a lender sets aside to cover expected losses from unpaid debts.