EMEA — Amortization of DAC, VOBA and negative VOBA
MetLife EMEA — Amortization of DAC, VOBA and negative VOBA increased by 3.0% to -$97.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.2%, from -$94.00M to -$97.00M. Over 3 years (FY 2022 to FY 2025), EMEA — Amortization of DAC, VOBA and negative VOBA shows a downward trend with a 4.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
High amortization can signal high past sales volume; sudden spikes may indicate policy lapses or changes in expected profitability.
Detailed definition
The systematic expensing of Deferred Acquisition Costs (DAC) and the Value of Business Acquired (VOBA) related to the EM...
Peer comparison
Standard accounting practice for life insurers to match acquisition costs with revenue recognition.
met_segment_emea_amortization_of_dac_voba_and_negative_vobaHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$79.50M | -$79.50M | -$79.50M | -$79.50M | -$86.00M | -$86.00M | -$86.00M | -$86.00M | -$90.00M | -$81.00M | -$91.00M | -$93.00M | -$94.00M | -$88.00M | -$85.00M | -$100.00M | -$97.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -8.2% | +0.0% | +0.0% | +0.0% | -4.7% | +10.0% | -12.3% | -2.2% | -1.1% | +6.4% | +3.4% | -17.6% | +3.0% |
| YoY Change | — | — | — | — | -8.2% | -8.2% | -8.2% | -8.2% | -4.7% | +5.8% | -5.8% | -8.1% | -4.4% | -8.6% | +6.6% | -7.5% | -3.2% |
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Frequently Asked Questions
- What is MetLife's emea — amortization of dac, voba and negative voba?
- MetLife (MET) reported emea — amortization of dac, voba and negative voba of -$97.00M in Q1 2026.
- How has MetLife's emea — amortization of dac, voba and negative voba changed year-over-year?
- MetLife's emea — amortization of dac, voba and negative voba decreased by 3.2% year-over-year, from -$94.00M to -$97.00M.
- What is the long-term trend for MetLife's emea — amortization of dac, voba and negative voba?
- Over 3 years (2022 to 2025), MetLife's emea — amortization of dac, voba and negative voba has grown at a 4.9% compound annual growth rate (CAGR), from -$318.00M to -$367.00M.
- What does emea — amortization of dac, voba and negative voba mean?
- The periodic expense recognized for the costs of acquiring new insurance business in the EMEA region.