Fixed Annuity — Cash surrender value
MetLife Fixed Annuity — Cash surrender value increased by 1.5% to $45.45B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.1%, from $43.66B to $45.45B. Over 3 years (FY 2022 to FY 2025), Fixed Annuity — Cash surrender value shows an upward trend with a 4.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A high cash surrender value relative to the total account balance indicates potential liquidity risk if a large number of policyholders decide to exit simultaneously.
Detailed definition
The total amount of cash that would be paid to policyholders if they were to terminate their annuity contracts immediate...
Peer comparison
Commonly referred to as 'Cash Surrender Value' or 'Net Cash Value' in life insurance accounting.
met_segment_fixed_annuity_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $43.09B | $42.38B | $39.15B | $38.46B | $40.28B | $41.14B | $41.87B | $41.55B | $42.84B | $42.58B | $42.71B | $44.87B | $43.66B | $43.66B | $45.34B | $47.84B | $44.76B | $45.45B |
| QoQ Change | — | -1.6% | -7.6% | -1.8% | +4.7% | +2.2% | +1.8% | -0.8% | +3.1% | -0.6% | +0.3% | +5.1% | -2.7% | -0.0% | +3.9% | +5.5% | -6.4% | +1.5% |
| YoY Change | — | — | — | — | -6.5% | -2.9% | +6.9% | +8.1% | +6.4% | +3.5% | +2.0% | +8.0% | +1.9% | +2.5% | +6.2% | +6.6% | +2.5% | +4.1% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is MetLife's fixed annuity — cash surrender value?
- MetLife (MET) reported fixed annuity — cash surrender value of $45.45B in Q1 2026.
- How has MetLife's fixed annuity — cash surrender value changed year-over-year?
- MetLife's fixed annuity — cash surrender value increased by 4.1% year-over-year, from $43.66B to $45.45B.
- What is the long-term trend for MetLife's fixed annuity — cash surrender value?
- Over 3 years (2022 to 2025), MetLife's fixed annuity — cash surrender value has grown at a 4.3% compound annual growth rate (CAGR), from $160.27B to $181.60B.
- What does fixed annuity — cash surrender value mean?
- The total cash value available to customers if they cancel their annuity contracts today.