Other
Effect of Changes in Experience
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
Frequent large adjustments may indicate poor initial modeling or unexpected shifts in policyholder behavior.
Detailed definition
The cumulative effect of actual experience deviations from original actuarial assumptions on the long-duration insurance...
Peer comparison
Commonly reported by insurance firms to reconcile actuarial projections with actual performance.
Metric ID:
other_additional_liability_long_duration_insurance_cumul_5ba194Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Universal and Variable Universal Life | -400,000,000% | 2,200,000,000% | 1,900,000,000% | 900,000,000% | 1,400,000,000% | 2,400,000,000% | 11,400,000,000% | 600,000,000% |
| Variable Life | -1,400,000,000% | -800,000,000% | -1,200,000,000% | -200,000,000% | -600,000,000% | -1,400,000,000% | -1,600,000,000% | -200,000,000% |
| Total | — | — | — | — | — | — | — | — |
Effect of Changes in Experience at Other Companies
Frequently Asked Questions
- What does effect of changes in experience mean?
- The impact on insurance liabilities caused by actual claims and policyholder behavior differing from initial projections.