Products & Services · Effect of actual variances from expected experience

Variable Life — Effect of actual variances from expected experience

MetLife Variable Life — Effect of actual variances from expected experience increased by 87.5% to -200000000.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from -200000000.0% to -200000000.0%. Over 3 years (FY 2022 to FY 2025), Variable Life — Effect of actual variances from expected experience shows a downward trend with a 85.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalHigher is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

Positive variances indicate favorable experience (e.g., lower claims), while negative variances indicate unfavorable experience.

Detailed definition

This captures the impact on the liability balance resulting from the difference between actual policyholder experience a...

Peer comparison

Comparable to 'Experience Variance' or 'Actuarial Gain/Loss' in insurance financial reporting.

Metric ID: met_segment_variable_life_effect_of_actual_variances_from_expected_experience

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-2,400,000,000%100,000,000%100,000,000%200,000,000%200,000,000%-200,000,000%-800,000,000%-900,000,000%-1,000,000,000%-1,300,000,000%-1,400,000,000%-800,000,000%-1,200,000,000%-200,000,000%-600,000,000%-1,400,000,000%-1,600,000,000%-200,000,000%
QoQ Change+104.2%+0.0%+100.0%+0.0%-200.0%-300.0%-12.5%-11.1%-30.0%-7.7%+42.9%-50.0%+83.3%-200.0%-133.3%-14.3%+87.5%
YoY Change+108.3%-300.0%-900.0%-550.0%-600.0%-550.0%-75.0%+11.1%-20.0%+84.6%+57.1%-75.0%-33.3%+0.0%
Range-2,400,000,000%200,000,000%
CAGR-44.3%
Avg YoY Growth-203.0%
Median YoY Growth-54.2%

Frequently Asked Questions

What is MetLife's variable life — effect of actual variances from expected experience?
MetLife (MET) reported variable life — effect of actual variances from expected experience of -200000000.0% in Q1 2026.
How has MetLife's variable life — effect of actual variances from expected experience changed year-over-year?
MetLife's variable life — effect of actual variances from expected experience decreased by 0.0% year-over-year, from -200000000.0% to -200000000.0%.
What is the long-term trend for MetLife's variable life — effect of actual variances from expected experience?
Over 3 years (2022 to 2025), MetLife's variable life — effect of actual variances from expected experience has grown at a 85.0% compound annual growth rate (CAGR), from 600000000.0% to -3800000000.0%.
What does variable life — effect of actual variances from expected experience mean?
The financial impact of actual policyholder behavior differing from initial actuarial projections.