Other
Ceded Premiums Earned
Progressive Ceded Premiums Earned remained flat by 0.0% to $296.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 13.4%, from $342.50M to $296.50M. Over 4 years (FY 2021 to FY 2025), Ceded Premiums Earned shows a downward trend with a -7.9% CAGR.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025Mar 2, 2026
How to read this metric
An increase may signal a more conservative risk appetite or a strategic decision to limit exposure to specific high-risk segments.
Detailed definition
This represents the portion of premiums that an insurance company transfers to a reinsurer in exchange for risk coverage...
Peer comparison
Varies significantly based on the company's reinsurance treaties and overall risk management philosophy.
Metric ID:
other_ceded_premiums_earnedHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $1.65B | $1.41B | $1.22B | $1.37B | $1.19B |
| YoY Change | — | -14.6% | -13.7% | +12.7% | -13.4% |
Range$1.19B – $1.65B
CAGR-7.9%
Avg YoY Growth-7.3%
Median YoY Growth-13.6%
Product Breakdown
| Segment | FY'23 | FY'24 |
|---|---|---|
| Property Liability And Casualty Insurance | $1.22B | $1.37B |
| Total | $1.22B | $1.37B |
All segment values are derived from annual filings.
Ceded Premiums Earned at Other Companies
Frequently Asked Questions
- What is Progressive's ceded premiums earned?
- Progressive (PGR) reported ceded premiums earned of $296.50M in Q4 2025.
- How has Progressive's ceded premiums earned changed year-over-year?
- Progressive's ceded premiums earned decreased by 13.4% year-over-year, from $342.50M to $296.50M.
- What is the long-term trend for Progressive's ceded premiums earned?
- Over 4 years (2021 to 2025), Progressive's ceded premiums earned has grown at a -7.9% compound annual growth rate (CAGR), from $1.65B to $1.19B.
- What does ceded premiums earned mean?
- The amount of premium revenue passed on to reinsurers to mitigate risk.