Other

Distribution expenses

Progressive Distribution expenses increased by 3.8% to $2.97B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.6%, from $2.63B to $2.97B. Over 3 years (FY 2022 to FY 2025), Distribution expenses shows an upward trend with a 24.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026May 4, 2026

How to read this metric

An increase may indicate higher acquisition costs or a shift toward more expensive distribution channels, while a decrease suggests improved cost efficiency in sales.

Detailed definition

Costs incurred to acquire and maintain insurance policies through various distribution channels, including commissions p...

Peer comparison

Commonly reported as commission expense or acquisition costs in insurance peer filings.

Metric ID: other_distribution_expenses

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.43B$1.43B$1.43B$1.43B$1.49B$1.49B$1.49B$1.49B$1.83B$2.11B$2.56B$2.63B$2.63B$2.64B$2.82B$2.86B$2.97B
QoQ Change+0.0%+0.0%+0.0%+4.9%+0.0%+0.0%+0.0%+22.7%+15.2%+21.4%+2.5%+0.2%+0.1%+7.0%+1.3%+3.8%
YoY Change+4.9%+4.9%+4.9%+4.9%+22.7%+41.3%+71.6%+75.8%+43.6%+24.9%+10.0%+8.7%+12.6%
Range$1.43B$2.97B
CAGR+20.1%
Avg YoY Growth+25.4%
Median YoY Growth+12.6%
Current Streak16+ quarters growth

Product Breakdown

View all
SegmentQ1 '25
Underwriting operations$2.63B
Total$2.63B

Frequently Asked Questions

What is Progressive's distribution expenses?
Progressive (PGR) reported distribution expenses of $2.97B in Q1 2026.
How has Progressive's distribution expenses changed year-over-year?
Progressive's distribution expenses increased by 12.6% year-over-year, from $2.63B to $2.97B.
What is the long-term trend for Progressive's distribution expenses?
Over 3 years (2022 to 2025), Progressive's distribution expenses has grown at a 24.3% compound annual growth rate (CAGR), from $5.70B to $10.95B.
What does distribution expenses mean?
The total costs associated with selling and distributing insurance policies.