Progressive Underwriting operations — Distribution expenses remained flat by 0.0% to $2.97B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.6%, from $2.63B to $2.97B. This is a positive signal — lower values indicate better performance for this metric.
An increase may signal aggressive growth efforts or higher acquisition costs, while a decrease could reflect improved marketing efficiency or a shift in distribution channels.
These are the costs incurred to acquire and service policies, including commissions paid to agents, advertising, and oth...
Comparable to 'Acquisition Costs' or 'Underwriting Expenses' at other insurers; varies based on the mix of direct vs. agency distribution.
pgr_segment_underwriting_operations_distribution_expenses| Q1 '22 | Q1 '22 | Q2 '22 | Q2 '22 | Q3 '22 | Q3 '22 | Q4 '22 | Q4 '22 | Q1 '23 | Q1 '23 | Q2 '23 | Q2 '23 | Q3 '23 | Q3 '23 | Q4 '23 | Q4 '23 | Q1 '24 | Q1 '24 | Q2 '24 | Q2 '24 | Q3 '24 | Q3 '24 | Q4 '24 | Q4 '24 | Q1 '25 | Q1 '25 | Q2 '25 | Q2 '25 | Q3 '25 | Q3 '25 | Q4 '25 | Q4 '25 | Q1 '26 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.43B | $1.43B | $1.43B | $1.43B | $1.43B | $1.43B | $1.43B | $1.43B | $1.49B | $1.49B | $1.49B | $1.49B | $1.49B | $1.49B | $1.49B | $1.49B | $1.83B | $1.83B | $2.11B | $2.11B | $2.56B | $2.56B | $2.63B | $2.63B | $2.63B | $2.63B | $2.64B | $2.64B | $2.82B | $2.82B | $2.86B | $2.86B | $2.97B | $2.97B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +4.9% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +22.7% | +0.0% | +15.2% | +0.0% | +21.4% | +0.0% | +2.5% | +0.0% | +0.2% | +0.0% | +0.1% | +0.0% | +7.0% | +0.0% | +1.3% | +0.0% | +3.8% | +0.0% |
| YoY Change | — | — | — | — | — | — | — | — | +4.9% | +4.9% | +4.9% | +4.9% | +4.9% | +4.9% | +4.9% | +4.9% | +22.7% | +22.7% | +41.3% | +41.3% | +71.6% | +71.6% | +75.8% | +75.8% | +43.6% | +43.6% | +24.9% | +24.9% | +10.0% | +10.0% | +8.7% | +8.7% | +12.6% | +12.6% |