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Assumed health care cost trend rate Year ultimate trend reached

PNC Financial Services Assumed health care cost trend rate Year ultimate trend reached remained flat by 0.0% to 50900.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.1%, from 50825.0% to 50900.0%. Over 4 years (FY 2021 to FY 2025), Assumed health care cost trend rate Year ultimate trend reached shows relatively stable performance with a 0.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ1 2017
Last reportedQ4 2025Feb 20, 2026

How to read this metric

Higher ultimate rates increase the present value of post-retirement health care liabilities, negatively impacting the balance sheet.

Detailed definition

The ultimate long-term annual rate of increase assumed for health care costs used in calculating post-retirement benefit...

Peer comparison

Comparable across firms with significant retiree health care obligations based on industry medical inflation trends.

Metric ID: other_defined_benefit_plan_assumptions_used_calculating__744348

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value202,500%202,900%203,000%203,300%203,600%
YoY Change+0.2%+0.0%+0.1%+0.1%
Range202,500%203,600%
CAGR+0.1%
Avg YoY Growth+0.1%
Median YoY Growth+0.1%
Current Streak4+ years growth

Frequently Asked Questions

What is PNC Financial Services's assumed health care cost trend rate year ultimate trend reached?
PNC Financial Services (PNC) reported assumed health care cost trend rate year ultimate trend reached of 50900.0% in Q4 2025.
How has PNC Financial Services's assumed health care cost trend rate year ultimate trend reached changed year-over-year?
PNC Financial Services's assumed health care cost trend rate year ultimate trend reached increased by 0.1% year-over-year, from 50825.0% to 50900.0%.
What is the long-term trend for PNC Financial Services's assumed health care cost trend rate year ultimate trend reached?
Over 4 years (2021 to 2025), PNC Financial Services's assumed health care cost trend rate year ultimate trend reached has grown at a 0.1% compound annual growth rate (CAGR), from 202500.0% to 203600.0%.
What does assumed health care cost trend rate year ultimate trend reached mean?
The long-term annual inflation rate assumed for health care costs in pension calculations.