Retail Banking — Net Income
PNC Financial Services Retail Banking — Net Income decreased by 5.7% to $1.26B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 17.1%, from $1.07B to $1.26B. Over 3 years (FY 2022 to FY 2025), Retail Banking — Net Income shows an upward trend with a 35.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Rising net income indicates strong segment performance and effective cost management, while declining net income suggests potential headwinds in revenue or credit quality.
Detailed definition
This is the final bottom-line profit for the retail banking segment after accounting for all operating expenses, provisi...
Peer comparison
Highly comparable to 'Segment Net Income' reported by diversified banking peers.
pnc_segment_retail_banking_net_incomeHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $507.25M | $507.25M | $507.25M | $507.25M | $952.75M | $952.75M | $952.75M | $952.75M | $1.09B | $1.73B | $1.18B | $1.07B | $1.12B | $1.37B | $1.33B | $1.26B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +87.8% | +0.0% | +0.0% | +0.0% | +14.7% | +58.3% | -31.7% | -9.1% | +4.5% | +22.1% | -2.6% | -5.7% |
| YoY Change | — | — | — | — | +87.8% | +87.8% | +87.8% | +87.8% | +14.7% | +81.6% | +24.0% | +12.6% | +2.6% | -20.9% | +12.9% | +17.1% |
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Frequently Asked Questions
- What is PNC Financial Services's retail banking — net income?
- PNC Financial Services (PNC) reported retail banking — net income of $1.26B in Q4 2025.
- How has PNC Financial Services's retail banking — net income changed year-over-year?
- PNC Financial Services's retail banking — net income increased by 17.1% year-over-year, from $1.07B to $1.26B.
- What is the long-term trend for PNC Financial Services's retail banking — net income?
- Over 3 years (2022 to 2025), PNC Financial Services's retail banking — net income has grown at a 35.8% compound annual growth rate (CAGR), from $2.03B to $5.08B.
- What does retail banking — net income mean?
- The final profit remaining for the retail banking division after all costs and taxes are paid.