Consumer Banking — Net Income
Bank of America Consumer Banking — Net Income decreased by 7.4% to $3.06B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 20.9%, from $2.53B to $3.06B. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Net Income shows relatively stable performance with a 0.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates improved operational efficiency or higher revenue growth within retail banking, while a decrease may signal rising credit costs or margin compression.
Detailed definition
This metric represents the total profit generated by the consumer banking segment after deducting all operating expenses...
Peer comparison
Standard across all major retail banks as 'Segment Net Income' or 'Consumer Banking Profit'.
bac_segment_consumer_banking_net_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.04B | $3.05B | $3.12B | $2.98B | $2.89B | $3.07B | $3.58B | $3.11B | $2.85B | $2.86B | $2.77B | $2.66B | $2.60B | $2.69B | $2.82B | $2.53B | $2.97B | $3.44B | $3.30B | $3.06B |
| QoQ Change | — | +0.2% | +2.6% | -4.7% | -3.0% | +6.3% | +16.4% | -13.1% | -8.2% | +0.4% | -3.4% | -4.0% | -2.3% | +3.5% | +5.0% | -10.3% | +17.5% | +15.6% | -3.9% | -7.4% |
| YoY Change | — | — | — | — | -4.9% | +0.9% | +14.5% | +4.4% | -1.2% | -6.8% | -22.6% | -14.5% | -9.0% | -6.2% | +1.9% | -4.7% | +14.6% | +27.9% | +17.1% | +20.9% |
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Frequently Asked Questions
- What is Bank of America's consumer banking — net income?
- Bank of America (BAC) reported consumer banking — net income of $3.06B in Q1 2026.
- How has Bank of America's consumer banking — net income changed year-over-year?
- Bank of America's consumer banking — net income increased by 20.9% year-over-year, from $2.53B to $3.06B.
- What is the long-term trend for Bank of America's consumer banking — net income?
- Over 4 years (2021 to 2025), Bank of America's consumer banking — net income has grown at a 0.7% compound annual growth rate (CAGR), from $11.89B to $12.25B.
- What does consumer banking — net income mean?
- The total profit earned by the consumer banking division after all costs and taxes are paid.