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U.S. Bancorp USB Consumer And Business Banking — Net income (loss)

Other segment segments

Wealth Corporate Commercial And Institutional Banking
$1.43B+19.0%
Payment Services
$231M-0.4%

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Other financials

Income statement

See full
Revenue$7.3B+4.8%
Net income$1.9B+13.8%
EPS (diluted)$1.18+14.6%

Balance sheet

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Cash & equivalents$48.4B-3.2%
Total debt$79.2B+2.9%
Total equity$65.8B+9.5%
Total assets$701.00B+3.6%

Cash flow

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Operating cash flow$1.3B+535%

Valuation

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Market cap$98.15B+41.8%
Enterprise value$128.95B+42.6%
P/E12.6×+2.5×
P/S3.4×+0.9×

Profitability

See full
Net margin27%+2.8pp

Returns & leverage

See full
Return on equity12.4%+0.8pp
Debt / equity1.2×-0.1×

Where this comes from

Reported directly by U.S. Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The source filing: U.S. Bancorp’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000036104-26-000024
(Dollars in Millions)Wealth, Corporate, Commercial and Institutional Banking / 2026Wealth, Corporate, Commercial and Institutional Banking / 2025Consumer and Business Banking / 2026Consumer and Business Banking / 2025Payment Services / 2026Payment Services / 2025Treasury and Corporate Support / 2026Treasury and Corporate Support / 2025Consolidated Company / 2026Consolidated Company / 2025
Provision for credit losses6542726234731792116576537
Income (loss) before income taxes1,9121,607822796308309(595)(523)2,4472,189
Income taxes and taxable-equivalent adjustment4784022061997777(264)(205)497473
Net income (loss)1,4341,205616597231232(331)(318)1,9501,716
Net (income) loss attributable to noncontrolling interests(5)(7)(5)(7)
Net income (loss) attributable to U.S. Bancorp$1,434$1,205$616$597$231$232$(336)$(325)$1,945$1,709
Average Balance Sheet
Loans$203,834$182,191$144,291$153,906$44,003$41,607$1,432$1,324$393,560$379,028

Item 1. )

FAQ

What is U.S. Bancorp's consumer and business banking — net income (loss)?
U.S. Bancorp (USB) reported consumer and business banking — net income (loss) of $616M in Q1 2026.
How has U.S. Bancorp's consumer and business banking — net income (loss) changed year-over-year?
U.S. Bancorp's consumer and business banking — net income (loss) increased by 3.2% year-over-year, from $597M to $616M.
What is the long-term trend for U.S. Bancorp's consumer and business banking — net income (loss)?
Over 4 years (2021 to 2025), U.S. Bancorp's consumer and business banking — net income (loss) has grown at a -5.5% compound annual growth rate (CAGR), from $2.37B to $1.88B.
What does consumer and business banking — net income (loss) mean?
The final profit or loss of the consumer and business banking segment after all expenses, provisions, and taxes have been accounted for. It represents the segment's net contribution to the overall corporate earnings.

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