How has Citizens Financial Group's consumer banking — net income changed year-over-year?

Citizens Financial Group's consumer banking — net income increased by 12.5% year-over-year, from $336M to $378M.

What does consumer banking — net income mean?

The bottom-line profitability of the consumer banking segment after deducting all operating expenses, provision for credit losses, and applicable income taxes. It represents the segment's contribution to the overall net income of the parent financial institution.

Citizens Financial Group CFG Consumer Banking — Net Income

Other segment segments

Commercial Banking

$215M-4.0%

Similar metrics at other companies

BACConsumer Banking — Net Income

$3.06B+20.9%

EWBCConsumer and Business Banking — Net Income

$120.86M-1.8%

USBConsumer And Business Banking — Net income (loss)

$616M+3.2%

BOHConsumer Banking — Net Interest Income (Expense)

$106.3M+11.2%

COFConsumer Banking — Income (loss) from continuing operations, net of tax

$298M+60.2%

RFConsumer Bank — Net Income (Loss), Including Portion Attributable to Noncontrolling Interest

$239M-0.4%

Other financials

Income statement

See full

Revenue$2.2B+12.0%

Net income$517.0M+38.6%

EPS (diluted)$1.13+46.8%

Balance sheet

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Cash & equivalents$12.3B+6.8%

Total debt$12.3B0.0%

Total equity$26.2B+5.3%

Total assets$227.92B+3.5%

Cash flow

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Operating cash flow$237.0M+211%

CapEx--100%

Free cash flow$237.0M+204%

Valuation

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Market cap$29.63B+56.9%

Enterprise value$29.62B+28.4%

P/E15×+3.1×

P/S3.5×+1.1×

Profitability

See full

Net margin23.3%+3.4pp

FCF margin33.7%+7.3pp

Returns & leverage

See full

Return on equity7.7%+1.4pp

Debt / equity0.5×0.0×

Where this comes from

Reported directly by Citizens Financial Group in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Citizens Financial Group’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Group's consumer banking — net income?: Citizens Financial Group (CFG) reported consumer banking — net income of $378M in Q1 2026.
How has Citizens Financial Group's consumer banking — net income changed year-over-year?: Citizens Financial Group's consumer banking — net income increased by 12.5% year-over-year, from $336M to $378M.
What does consumer banking — net income mean?: The bottom-line profitability of the consumer banking segment after deducting all operating expenses, provision for credit losses, and applicable income taxes. It represents the segment's contribution to the overall net income of the parent financial institution.