Business Segments · Noninterest income

Retail Banking — Noninterest income

PNC Financial Services Retail Banking — Noninterest income decreased by 2.5% to $770.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.8%, from $708.00M to $770.00M. Over 3 years (FY 2022 to FY 2025), Retail Banking — Noninterest income shows relatively stable performance with a 0.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase indicates strong customer engagement with fee-based services or successful cross-selling strategies.

Detailed definition

Revenue generated by the retail banking segment from sources other than interest, primarily consisting of service charge...

Peer comparison

Standard across retail banking; compared based on fee-to-revenue ratios.

Metric ID: pnc_segment_retail_banking_noninterest_income

Historical Data

16 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$741.75M$741.75M$741.75M$741.75M$737.75M$737.75M$737.75M$737.75M$764.00M$1.41B$701.00M$708.00M$706.00M$782.00M$790.00M$770.00M
QoQ Change+0.0%+0.0%+0.0%-0.5%+0.0%+0.0%+0.0%+3.6%+84.4%-50.2%+1.0%-0.3%+10.8%+1.0%-2.5%
YoY Change-0.5%-0.5%-0.5%-0.5%+3.6%+91.0%-5.0%-4.0%-7.6%-44.5%+12.7%+8.8%
Range$701.00M$1.41B
CAGR+1.0%
Avg YoY Growth+4.4%
Median YoY Growth-0.5%

Frequently Asked Questions

What is PNC Financial Services's retail banking — noninterest income?
PNC Financial Services (PNC) reported retail banking — noninterest income of $770.00M in Q4 2025.
How has PNC Financial Services's retail banking — noninterest income changed year-over-year?
PNC Financial Services's retail banking — noninterest income increased by 8.8% year-over-year, from $708.00M to $770.00M.
What is the long-term trend for PNC Financial Services's retail banking — noninterest income?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — noninterest income has grown at a 0.9% compound annual growth rate (CAGR), from $2.97B to $3.05B.
What does retail banking — noninterest income mean?
Fee-based revenue earned from retail banking services and products.