Business Segments · Personnel
Retail Banking — Personnel
PNC Financial Services Retail Banking — Personnel decreased by 0.8% to $525.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 7.2%, from $566.00M to $525.00M. Over 3 years (FY 2022 to FY 2025), Retail Banking — Personnel shows a downward trend with a -3.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025
Rolls up toCompensation and benefits
How to read this metric
Rising costs may indicate headcount growth or wage inflation, while stable costs suggest operational efficiency.
Detailed definition
Total compensation and benefit costs associated with employees dedicated to the retail banking segment. This reflects th...
Peer comparison
Often analyzed as a percentage of total noninterest expense.
Metric ID:
pnc_segment_retail_banking_personnelHistorical Data
16 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $602.25M | $602.25M | $602.25M | $602.25M | $566.50M | $566.50M | $566.50M | $566.50M | $551.00M | $533.00M | $539.00M | $566.00M | $548.00M | $539.00M | $529.00M | $525.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -5.9% | +0.0% | +0.0% | +0.0% | -2.7% | -3.3% | +1.1% | +5.0% | -3.2% | -1.6% | -1.9% | -0.8% |
| YoY Change | — | — | — | — | -5.9% | -5.9% | -5.9% | -5.9% | -2.7% | -5.9% | -4.9% | -0.1% | -0.5% | +1.1% | -1.9% | -7.2% |
Range$525.00M – $602.25M
CAGR-3.6%
Avg YoY Growth-3.8%
Median YoY Growth-5.4%
Current Streak4 quarters decline
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Frequently Asked Questions
- What is PNC Financial Services's retail banking — personnel?
- PNC Financial Services (PNC) reported retail banking — personnel of $525.00M in Q4 2025.
- How has PNC Financial Services's retail banking — personnel changed year-over-year?
- PNC Financial Services's retail banking — personnel decreased by 7.2% year-over-year, from $566.00M to $525.00M.
- What is the long-term trend for PNC Financial Services's retail banking — personnel?
- Over 3 years (2022 to 2025), PNC Financial Services's retail banking — personnel has grown at a -3.9% compound annual growth rate (CAGR), from $2.41B to $2.14B.
- What does retail banking — personnel mean?
- The total cost of salaries and benefits for retail banking staff.