Business Segments · Amortization of DAC
Closed Block division — Amortization of DAC
Prudential Financial Closed Block division — Amortization of DAC remained flat by 0.0% to $3.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $3.00M to $3.00M. Over 4 years (FY 2021 to FY 2025), Closed Block division — Amortization of DAC shows a downward trend with a -13.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2015
Last reportedQ4 2025
How to read this metric
High amortization relative to premiums can indicate a shift in the profitability or duration of the underlying policy portfolio.
Detailed definition
The periodic expense recognized to write down the deferred policy acquisition costs asset. This expense is matched again...
Peer comparison
Standard accounting practice for life insurers under GAAP.
Metric ID:
pru_segment_closed_block_division_amortization_of_dacHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $21.00M | $19.00M | $13.00M | $12.00M | $12.00M |
| YoY Change | — | -9.5% | -31.6% | -7.7% | +0.0% |
Range$12.00M – $21.00M
CAGR-13.1%
Avg YoY Growth-12.2%
Median YoY Growth-8.6%
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Frequently Asked Questions
- What is Prudential Financial's closed block division — amortization of dac?
- Prudential Financial (PRU) reported closed block division — amortization of dac of $3.00M in Q4 2025.
- How has Prudential Financial's closed block division — amortization of dac changed year-over-year?
- Prudential Financial's closed block division — amortization of dac decreased by 0.0% year-over-year, from $3.00M to $3.00M.
- What is the long-term trend for Prudential Financial's closed block division — amortization of dac?
- Over 4 years (2021 to 2025), Prudential Financial's closed block division — amortization of dac has grown at a -13.1% compound annual growth rate (CAGR), from $21.00M to $12.00M.
- What does closed block division — amortization of dac mean?
- The annual expense of spreading out the initial costs of acquiring new insurance policies.