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Prudential Financial

PRUNYSEStock Fundamentals

Prudential Financial is a global financial services leader and active investment manager providing a broad range of life insurance, annuities, retirement-related services, and asset management. The company serves both individual and institutional clients across the U.S., Asia, Europe, and Latin America through proprietary and third-party distribution networks. Its value proposition centers on integrated protection and retirement solutions supported by a massive global investment management platform.

Market Cap$35.8B
Revenue TTM$62.8B
Net Income TTM$3.5B
P/E Ratio10.34
Net Margin5.52%
EPS TTM$9.71
Employees40.7K
CEOAndrew Francis Sullivan
CountryUnited States of America
Financial Services
Insurance - Life
SegmentsLife Insurance, Asset Management, Retirement Services
Business ModelsAsset-based fees, Insurance premiums, Spread-based income, Performance-based incentive fees
Most Recent EarningsMay 5, 2026 · 12 days agoQ1 2026
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Next EarningsJul 29, 2026 · in 2 monthsAfter Market Close · Q2 2026

Financials

Based on Q1 2026 filing

ROE11.21%
D/E59.05%
Total Debt$18.9B
Cash$15.9B

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

PGIM (Global Investment Management)

primary

Provides investment management solutions across public and private asset classes including fixed income, equity, real estate, and alternatives. It serves institutional and retail clients globally and manages the company's general account.

Products

Public Fixed Income, Private Credit, Public Equity, Real Estate Debt and Equity, Multi-Asset Class Solutions, UCITS, ETFs

Customers

Institutional Investors, Retail Clients, Defined Contribution Plans, Financial Intermediaries

Retirement Strategies

major

Offers retirement investment and income products to institutional plan sponsors and individual customers, focusing on pension risk transfers and innovative annuity designs.

Products

FlexGuard Indexed-Variable Annuities, Pension Risk Transfers, Longevity Reinsurance, Guaranteed Investment Contracts, Structured Settlements, Stable Value Wraps

Customers

Pension Plan Sponsors, Mass Affluent Individuals, Affluent Individuals, Government Entities

International Businesses

major

Develops and distributes life insurance and retirement products in international markets, with a primary focus on Japan, Brazil, and Mexico.

Products

Traditional Whole Life, Endowments, Single-pay Investment Contracts, Accident and Health Riders

Customers

Mass Affluent Individuals, Broad Middle Income, Small Businesses

Group Insurance

moderate

Provides a full range of group life, disability, and supplemental health insurance solutions primarily to institutional employers and professional associations.

Products

Group Life Insurance, Short-term Disability, Long-term Disability, Accident Insurance, Critical Illness Insurance, Hospital Indemnity

Customers

Institutional Employers, Professional Associations, Affinity Groups

Individual Life

moderate

Develops and distributes individual life insurance products in the U.S. market, focusing on protection, estate planning, and wealth transfer.

Products

Variable Life, Universal Life, Indexed Universal Life, Term Life

Customers

Mass Middle Market, Mass Affluent Individuals, Affluent Individuals

Segment Financials

Retirement — Investment performance

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Group Insurance — Premiums, Policy Charges and Fee Income

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Group Insurance — Future Policy Benefits, Losses, Claims Expenses

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Individual Life — Asset management fees, commissions and other income

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Individual Life — Premiums, Policy Charges and Fee Income

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Individual Life — Supplementary Insurance Information Net Investment Income

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Business Overview

Competitive Position

A leading global provider of retirement and protection solutions with a top-tier global active asset manager (PGIM) that provides a competitive advantage in product manufacturing and yield generation.

Geographies

United States, Japan, Brazil, Mexico, Bermuda, United Kingdom

Customer Segments

Retail, Institutional, B2B2C

Upstream Dependencies

Capital Markets, Reinsurance Providers, Technology Infrastructure Providers, Actuarial Data Sources

Downstream Customers

Individual Policyholders, Corporate Pension Plans, Retail Mutual Fund Investors, Institutional Asset Owners

Competitors & Partners

Partners

W

Warburg Pincus

Joint venture partner in the launch of Prismic Life Reinsurance

P

Prismic Life Reinsurance

Strategic reinsurance partner and equity investment

PUK

Prudential plc

PUK

Agreement regarding the use of the Prudential name and brand worldwide

Subsidiaries

P

PGIM

Global investment management division

T

The Prudential Insurance Company of America

Principal U.S. life insurance subsidiary

P

Prudential Advisors

Proprietary nationwide advice organization

G

Gibraltar Reinsurance Company Ltd.

Bermuda-based reinsurance subsidiary

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Prudential Financial FAQ

Common questions about Prudential Financial

Prudential Financial is a global financial services leader and active investment manager providing a broad range of life insurance, annuities, retirement-related services, and asset management. The company serves both individual and institutional clients across the U.S., Asia, Europe, and Latin America through proprietary and third-party distribution networks. Its value proposition centers on integrated protection and retirement solutions supported by a massive global investment management platform.

Prudential Financial (PRU) has a market capitalization of $35.8B and trades on NYSE.

Prudential Financial generated $62.8B in trailing twelve-month revenue with net income of $3.5B, representing a net margin of 5.5%. These figures are based on the Q1 2026 filing.

Prudential Financial's key competitors include MetLife, Inc., The Hartford Financial Services Group, BlackRock, Inc., and others. These companies compete in similar markets and product categories.

Prudential Financial has approximately 40,658 employees.