Individual Retirement Strategies — Amortization of DAC
Prudential Financial Individual Retirement Strategies — Amortization of DAC remained flat by 0.0% to $132.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 22.8%, from $107.50M to $132.00M. Over 4 years (FY 2021 to FY 2025), Individual Retirement Strategies — Amortization of DAC shows a downward trend with a -3.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High amortization relative to revenue can signal a change in policy persistency or a need to adjust assumptions regarding future profitability.
Detailed definition
The periodic expense recognized to write down the deferred policy acquisition costs over the expected life of the insura...
Peer comparison
Standard 'Amortization of DAC' expense in insurance accounting.
pru_segment_individual_retirement_strategies_amortization_of_dacHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $600.00M | $795.00M | $387.00M | $430.00M | $528.00M |
| YoY Change | — | +32.5% | -51.3% | +11.1% | +22.8% |
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Frequently Asked Questions
- What is Prudential Financial's individual retirement strategies — amortization of dac?
- Prudential Financial (PRU) reported individual retirement strategies — amortization of dac of $132.00M in Q4 2025.
- How has Prudential Financial's individual retirement strategies — amortization of dac changed year-over-year?
- Prudential Financial's individual retirement strategies — amortization of dac increased by 22.8% year-over-year, from $107.50M to $132.00M.
- What is the long-term trend for Prudential Financial's individual retirement strategies — amortization of dac?
- Over 4 years (2021 to 2025), Prudential Financial's individual retirement strategies — amortization of dac has grown at a -3.1% compound annual growth rate (CAGR), from $600.00M to $528.00M.
- What does individual retirement strategies — amortization of dac mean?
- The annual expense of spreading out the initial costs of selling insurance policies.