Prudential Financial Individual Retirement Strategies — Benefits, Claims, Losses and Settlement Expenses remained flat by 0.0% to $376.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 44.4%, from $260.50M to $376.25M. Over 4 years (FY 2021 to FY 2025), Individual Retirement Strategies — Benefits, Claims, Losses and Settlement Expenses shows an upward trend with a 28.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Higher expenses relative to premiums may indicate adverse mortality or morbidity experience, or an increase in policyholder surrenders.
The actual costs incurred during the period related to policyholder benefits, death claims, and other contractual settle...
Standard 'Benefits and Claims' expense line for insurance companies.
pru_segment_individual_retirement_strategies_benefits_claims_losses_and_settlement_expenses| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $561.00M | $776.00M | $713.00M | $1.04B | $1.51B |
| YoY Change | — | +38.3% | -8.1% | +46.1% | +44.4% |