Business Segments · Benefits, Claims, Losses and Settlement Expenses

Individual Retirement Strategies — Benefits, Claims, Losses and Settlement Expenses

Prudential Financial Individual Retirement Strategies — Benefits, Claims, Losses and Settlement Expenses remained flat by 0.0% to $376.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 44.4%, from $260.50M to $376.25M. Over 4 years (FY 2021 to FY 2025), Individual Retirement Strategies — Benefits, Claims, Losses and Settlement Expenses shows an upward trend with a 28.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ4 2025

How to read this metric

Higher expenses relative to premiums may indicate adverse mortality or morbidity experience, or an increase in policyholder surrenders.

Detailed definition

The actual costs incurred during the period related to policyholder benefits, death claims, and other contractual settle...

Peer comparison

Standard 'Benefits and Claims' expense line for insurance companies.

Metric ID: pru_segment_individual_retirement_strategies_benefits_claims_losses_and_settlement_expenses

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$561.00M$776.00M$713.00M$1.04B$1.51B
YoY Change+38.3%-8.1%+46.1%+44.4%
Range$561.00M$1.51B
CAGR+28.0%
Avg YoY Growth+30.2%
Median YoY Growth+41.4%
Current Streak2 years growth

Frequently Asked Questions

What is Prudential Financial's individual retirement strategies — benefits, claims, losses and settlement expenses?
Prudential Financial (PRU) reported individual retirement strategies — benefits, claims, losses and settlement expenses of $376.25M in Q4 2025.
How has Prudential Financial's individual retirement strategies — benefits, claims, losses and settlement expenses changed year-over-year?
Prudential Financial's individual retirement strategies — benefits, claims, losses and settlement expenses increased by 44.4% year-over-year, from $260.50M to $376.25M.
What is the long-term trend for Prudential Financial's individual retirement strategies — benefits, claims, losses and settlement expenses?
Over 4 years (2021 to 2025), Prudential Financial's individual retirement strategies — benefits, claims, losses and settlement expenses has grown at a 28.0% compound annual growth rate (CAGR), from $561.00M to $1.51B.
What does individual retirement strategies — benefits, claims, losses and settlement expenses mean?
The actual costs paid out for insurance claims and benefits during the period.