Products & Services · Balance, EOP, pre-flooring

Term Life — Balance, EOP, pre-flooring

Prudential Financial Term Life — Balance, EOP, pre-flooring decreased by 1.0% to $8.45B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.4%, from $8.41B to $8.45B. Over 3 years (FY 2022 to FY 2025), Term Life — Balance, EOP, pre-flooring shows relatively stable performance with a 0.7% CAGR.

Analysis

StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

Provides a clear view of the underlying actuarial liability growth without the distortion of accounting-specific floors.

Detailed definition

This metric represents the end-of-period (EOP) liability balance for term life insurance before applying any accounting...

Peer comparison

Used by insurance analysts to understand the 'true' actuarial liability before accounting policy adjustments.

Metric ID: pru_segment_term_life_balance_eop_pre_flooring

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$9.80B$8.85B$8.50B$7.81B$8.01B$8.32B$8.23B$7.75B$8.58B$8.39B$8.24B$8.77B$8.27B$8.41B$8.34B$8.56B$8.53B$8.45B
QoQ Change-9.7%-4.0%-8.1%+2.5%+3.9%-1.1%-5.8%+10.7%-2.2%-1.8%+6.4%-5.7%+1.7%-0.9%+2.6%-0.3%-1.0%
YoY Change-18.3%-6.0%-3.2%-0.7%+7.1%+0.9%+0.2%+13.2%-3.6%+0.2%+1.1%-2.5%+3.1%+0.4%
Range$7.75B$9.80B
CAGR-3.4%
Avg YoY Growth-0.6%
Median YoY Growth+0.2%
Current Streak2 quarters decline

Frequently Asked Questions

What is Prudential Financial's term life — balance, eop, pre-flooring?
Prudential Financial (PRU) reported term life — balance, eop, pre-flooring of $8.45B in Q1 2026.
How has Prudential Financial's term life — balance, eop, pre-flooring changed year-over-year?
Prudential Financial's term life — balance, eop, pre-flooring increased by 0.4% year-over-year, from $8.41B to $8.45B.
What is the long-term trend for Prudential Financial's term life — balance, eop, pre-flooring?
Over 3 years (2022 to 2025), Prudential Financial's term life — balance, eop, pre-flooring has grown at a 0.7% compound annual growth rate (CAGR), from $33.16B to $33.83B.
What does term life — balance, eop, pre-flooring mean?
The calculated insurance liability at the end of the period before any accounting adjustments or minimum limits are applied.