Products & Services · Undiscounted expected future benefits and expenses

Term Life — Undiscounted expected future benefits and expenses

Prudential Financial Term Life — Undiscounted expected future benefits and expenses decreased by 0.2% to $30.52B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.6%, from $31.02B to $30.52B. Over 3 years (FY 2022 to FY 2025), Term Life — Undiscounted expected future benefits and expenses shows relatively stable performance with a -0.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

An increase may signal higher expected claims or rising administrative costs, potentially impacting long-term margins.

Detailed definition

The total nominal amount of future benefit payments and associated maintenance expenses expected to be paid to policyhol...

Peer comparison

Standard liability disclosure for life insurance segments, often compared against premium income to assess underwriting health.

Metric ID: pru_segment_term_life_undiscounted_expected_future_benefits_and_expenses

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$29.25B$29.13B$31.89B$31.87B$31.41B$31.26B$31.20B$31.16B$31.11B$31.04B$31.10B$31.06B$31.07B$31.02B$30.43B$30.66B$30.57B$30.52B
QoQ Change-0.4%+9.5%-0.0%-1.4%-0.5%-0.2%-0.1%-0.2%-0.2%+0.2%-0.1%+0.0%-0.1%-1.9%+0.8%-0.3%-0.2%
YoY Change+7.4%+7.3%-2.2%-2.2%-0.9%-0.7%-0.3%-0.3%-0.1%-0.1%-2.2%-1.3%-1.6%-1.6%
Range$29.13B$31.89B
CAGR+1.0%
Avg YoY Growth+0.1%
Median YoY Growth-0.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is Prudential Financial's term life — undiscounted expected future benefits and expenses?
Prudential Financial (PRU) reported term life — undiscounted expected future benefits and expenses of $30.52B in Q1 2026.
How has Prudential Financial's term life — undiscounted expected future benefits and expenses changed year-over-year?
Prudential Financial's term life — undiscounted expected future benefits and expenses decreased by 1.6% year-over-year, from $31.02B to $30.52B.
What is the long-term trend for Prudential Financial's term life — undiscounted expected future benefits and expenses?
Over 3 years (2022 to 2025), Prudential Financial's term life — undiscounted expected future benefits and expenses has grown at a -0.4% compound annual growth rate (CAGR), from $124.30B to $122.69B.
What does term life — undiscounted expected future benefits and expenses mean?
The total estimated cost of future claims and expenses for current term life policies before accounting for the time value of money.